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Louisiana Insurance Requirements

Louisiana Insurance CE Requirements 

Required Continuing Education Hours

 

Life; Accident and Health; or Life, Accident and Health Producers

24 CE hours including 3 hours of ethics are required every 2 years. (See license term below.)

Producers planning to sell the following product(s) have special training or education requirements as described below:

Special Training/Education Requirements

Annuity Training

Before selling, soliciting, or negotiating annuity products in Louisiana, producers must complete a one-time annuity training course approved for at least 4 hours.  (Go to the course catalog to order WebCE's 4-Hour Annuity Training Course, which fulfills this requirement.)

Long-Term Care/Long-Term Care Partnership (LTCP)

  • Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC/LTCP insurance products, a producer must complete an initial 8-hour state-approved LTC/LTCP training course.  (Go to the course catalog to order WebCE’s Long-Term Care: Programs, Policies, and Partnerships course, which fulfills this requirement.) *If you have previously completed this requirement in another state you will be considered compliant with the Louisiana requirement.
  • Ongoing 4-hour LTC training requirement: After completing the initial training, resident producers must complete a 4-hour ongoing training course every two years (every renewal period) following the initial training. (Go to the course catalog to order WebCE’s Long-Term Care 4-Hour Training course or 4-Hour Long-Term Care Review course, both of which fulfill this requirement.)

Property; Casualty; or Property and Casualty Producers

24 CE hours including 3 hours of ethics and 3 hours of flood are required every 2 years. (See license term below.)

Special Training/Education Requirements

 Flood Training Requirement

All Louisiana property and casualty licensees must complete a 3-hour course approved for flood training every renewal cycle. (Go to the course catalog to order WebCE's Flood Insurance Fundamentals: NFIP Training for Insurance Producers course, Advanced Flood Insurance: Elevation Certificates and Grandfathering course, or Advanced Flood Insurance: Underwriting and Rating Condominiums and Commercial Buildings course, all of which fulfill this requirement.)

Life and Health & Property and Casualty Combined License Producers

24 CE hours including 3 hours of ethics and 3 hours of flood are required every 2 years. (See license term below.)

Special Training/Education Requirements

Flood Training Requirement

All Louisiana property and casualty licensees must complete a 3-hour course approved for flood training every renewal cycle. (Go to the course catalog to order WebCE's Flood Insurance Fundamentals: NFIP Training for Insurance Producers course, Advanced Flood Insurance: Elevation Certificates and Grandfathering course, or Advanced Flood Insurance: Underwriting and Rating Condominiums and Commercial Buildings course, all of which fulfill this requirement.)

Special Training/Education Requirements

Annuity Training

Before selling, soliciting, or negotiating annuity products in Louisiana, producers must complete a one-time annuity training course approved for at least 4 hours.  (Go to the course catalog to order WebCE's 4-Hour Annuity Training Course, which fulfills this requirement)

Long-Term Care/Long-Term Care Partnership (LTCP)

  • Initial 8-hour training requirement: Before selling, soliciting, or negotiating LTC/LTCP insurance products, a producer must complete an initial 8-hour state-approved LTC/LTCP training course.  (Go to the course catalog to order WebCE’s Long-Term Care: Programs, Policies, and Partnerships course, which fulfills this requirement.)  *If you have previously completed this requirement in another state you will be considered compliant with the Louisiana requirement.
  • Ongoing 4-hour training requirement: After completing the initial training, resident producers must complete a 4-hour ongoing training course every two years (every renewal period) following the initial training. (Go to the course catalog to order WebCE’s Long-Term Care 4-Hour Training course or 4-Hour Long-Term Care Review course, both of which fulfill this requirement.) 

Claims Adjusters

24 CE hours including 3 hours of ethics are required every 2 years. (See license term below.)

Public Adjusters

24 CE hours including 3 hours of ethics are required every 2 years. (See license term below.) 

Nonresident CE Requirements

  • Nonresident producers must meet the CE requirements of their home states. The Letter of Certification submitted with the renewal application must indicate that they have complied with the CE requirements in their resident states.
  • Nonresident adjusters must meet the CE requirement of their home state or of another state where they are licensed.  If the adjuster is not meeting any other state's  requirement or if the adjuster qualified for a Louisiana license by taking the Louisiana license exam, then the adjuster must comply with the Louisiana CE requirement.

Special Training/Education Requirements

Annuity Training

Before selling, soliciting, or negotiating annuity products in Louisiana, producers must complete a one-time annuity training course approved for at least 4 hours.  *Nonresidents who satisfy the requirements of another state that are similar to the Louisiana law will be deemed compliant for the Louisiana requirement.  (Go to the course catalog to order WebCE's 4-Hour Annuity Training Course, which fulfills this requirement)

Long-Term Care/Long-Term Care Partnership (LTCP)

  • Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC/LTCP insurance products, a producer must complete an initial 8-hour state-approved LTC/LTCP training course.  (Go to the course catalog to order WebCE’s Long-Term Care: Programs, Policies, and Partnerships course, which fulfills this requirement.)  *If you have previously completed this requirement in another state you will be considered compliant with the Louisiana requirement.
  • Ongoing 4-hour LTC training requirement: After completing the initial training, resident producers must complete a 4-hour ongoing training course every two years (every renewal period) following the initial training. (Go to the course catalog to order WebCE’s Long-Term Care 4-Hour Training course, which fulfills this requirement.)

License Term

  • Life, Health, & Accident Producers will renew the last day of their birth month in even numbered years.
  • Property & Casualty Producers will renew the last day of their birth month in odd numbered years.
  • Combined Life, Health, & Accident and Property & Casualty Producers will renew the last day of their birth month in odd numbered years.  Producers may complete any combination of LH or PC courses to meet the 24 hour requirement.
  • Adjusters will renew the last day of their birth month in odd numbered years.

CE Subject Requirements

Category restrictions:
Courses must be for insurance line.

Course presentation:
Online and correspondence self-study

Study requirements:
Students should read the course material prior to taking the final exam.

Final Exam Requirements

Exam proctor:
Non-monitored exam.

Exam rules:
The final exam is open book and must be passed with a grade of 70 percent or higher. Students have unlimited retakes.

CE Carryover Allowance

Life and Health Producers and Property and Casualty Producers may carry over a maximum of 10 excess credit hours to the next renewal period.  There is no carryover allowance for Adjusters.

Course Repetition Rules

A course may not be taken for credit more than once within the 2-year renewal period.

Certificate of Completion

WebCE provides online, printable certificates of completion in Louisiana. Certificates of completions will be available to print online immediately after a final exam is passed. Producers must retain original certificate of completions in their files for the most recent 2-year renewal period.

CE Completion Reporting

Next-day Reporting - WebCE reports course completions to the Louisiana Department of Insurance every business day.

License Renewal Process

Louisiana Department of Insurance (LDI) now offers an electronic online renewal system.  Individual licensees as well as agencies for both producers and adjusters can now renew at the LDI website. Click here to renew online.
To renew by mail the licensee submits copies of the certificates of completion along with a signed CE statement to the Louisiana Department of Insurance at license renewal. This form is available from the Louisiana Department of Insurance.

CE Exemptions

The following individuals are exempt from CE requirements:

  • Newly licensed agents who have completed an approved pre-licensing education course (exempt for the first reporting period)
  • Individuals with a limited line license for which an exam is not required
  • Individuals licensed for industrial fire insurance only
  • Individuals holding a limited license for one of the following lines: fidelity and surety, baggage, credit property, service or burial, travel health and accident, and industrial life, health and accident
  • A licensee who is 65 years of age on or before January 1, 2012 (producers who reach age 65 after January 1, 2012, will not qualify for the exemption), and who has had at least 15 years' experience as a licensed agent, broker, or solicitor and is either no longer active as an agent, broker, or solicitor and is receiving Social Security benefits or is an active agent who represents or operates through a licensed Louisiana insurer
  • A licensed producer or adjuster, who is prevented from meeting the CE requirements for renewal due to military service, or due to a medical condition or injury, may request a waiver of those requirements and renewal of the license.  The licensee must contact the state to submit this request.
  • Members of the legislature while serving a term in the legislature.
  • Nonresident agents are exempt if licensee meets their home state CE requirement
  • Nonresident adjusters are exempt if licensee meets their home state CE requirement or that of another state in which they are licensed.

Helpful Links

Check your license status

View your CE transcript

Renew your license online

Nonresident renewal online

Go to the Louisiana DOI Web site

State Contact Information

Louisiana Department of Insurance
Phone
: 225-342-0860
Fax: 225-342-0878

Mailing Address:
Louisiana Commissioner of Insurance
P.O. Box 94214
Baton Rouge, LA 70804-9214

WebCE provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither WebCE nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.

Last updated on 1/30/2014

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