WebCE provides state-approved Kentucky Insurance Continuing Education with a money back guarantee! Satisfy ALL your CE requirements at one low price with our online or paper courses!

Kentucky insurance CE course pricing:
You may select 24 hours of courses for $39.95 plus $0.75 for each additional hour. An additional $10.00 per course will be added to your total if you select paper course material.

Single KY Insurance continuing education courses start at just $4.95!
WebCE offers courses for the following KY license types:

Kentucky Insurance CE

Kentucky Insurance Continuing Education Requirements

Insurance Continuing Education Provider Number: S12712

Required Kentucky Insurance Continuing Education Hours

Producers

24-hours of insurance CE, including 3-hours of ethics are required every 2-year license term.

Adjusters

24-hours of insurance CE, including 3-hours of ethics are required every 2-year license term.

Life Settlement Broker

24-hours of insurance CE, including 3-hours of life settlements, 3-hours of life insurance, and 3-hours of ethics are required every 2-year license term.

Insurance License Renewal

License Term

The license term is every 2 years bases on the last day of the producer’s birth month in odd or even-numbered years. Producers born in an even-numbered year are required to complete their CE in even-numbered years. Producers born in an odd-numbered year are required to complete their CE in odd-numbered years.

Adjusters: First CE due date begins July 31, 2012 for all adjusters who have held a license for at least one year. The license term is every 2 years bases on the last day of the producer’s birth month in odd or even-numbered years. For the state bulletin regarding this information, click here.

State Insurance Product Training Requirements

Annuity Training

State required training for insurance producers that sell annuity products.

Initial Training
Hours: 4
Frequency: One-time training must be complete prior to selling annuity products. Residents who satisfy the training requirements of another state that are similar to the Kentucky law will be deemed compliant for the Kentucky requirement.

Long-Term Care Partnership Training

State required training for insurance producers that sell long-term care partnership products.

Initial Training
Hours: 8
Frequency: One-time training must be complete prior to selling LTCP products.
 
Ongoing Training
Hours: 4
Frequency: Ongoing training must be completed every license period, following the initial training requirement.

Additional Information

NFIP Flood Training

State required training for insurance producers that sell flood insurance products.

One-Time Training
Hours: 3
Frequency: One-time training must be complete prior to selling flood insurance products.

Insurance CE Exam Requirements

Exam Rules

Self-study final exams are open book. Producers may refer to the course material as often as needed. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

Monitor Requirements

Self-study final exams do not require a monitor.

Passing Score

Self-Study Final Exam: 70%

Repetition and Carryover

Carryover Rules

A maximum of 12 excess CE hours may be carried forward to the next 2-year license term. Excess hours in ethics will carry forward as general credit.

Repetition Rules

A course may not be taken for credit more than once within a 2-year license term.

Reporting and Insurance CE Certificates of Completion

Certificates of Completion

WebCE provides online, printable certificates of completion in Kentucky. Certificates of completion will be available to print online immediately after the final exam is passed. The producer must keep a copy of each certificate of completion in his or her files for at least 5 years.

Reporting

Next-Day Reporting: WebCE reports course completions electronically to the Kentucky Department of Insurance once every business day.

Insurance CE Course Requirements

Course Presentation

Producers may complete the Kentucky CE requirements through self-study. The self-study course and exam can be either paper or online.

Study Requirements

The student should read the course material prior to taking the final exam.

Category Restrictions

Producers must complete 3 hours in approved ethics courses. At least 6 of the 24 required CE hours must be completed in a line of authority held by the licensee, except adjusters who may take all courses in property and casualty.

  • Excess ethics hours will go towards the optional hour requirement only.

Non-Resident Insurance CE Requirements

State-Specific Insurance Product Training

Annuity Training

Before selling, soliciting, or negotiating annuity products in Kentucky, producers must complete a one-time annuity training course approved for at least 4 hours.

Non-Resident Insurance CE Requirements

Non-residents who satisfy the training requirements of another state that are similar to the Kentucky law will be deemed compliant for the Kentucky requirement.

Exemptions from Insurance CE Requirements

Insurance CE Exemptions

The following individuals are exempt from CE requirements:

  • Producers who hold limited lines of authority under agent licenses
  • Producers who have not been licensed for a full year by the CE compliance date
  • Producers who hold nonresident licenses and have met the CE requirements of their home states
  • Producers who hold a license for the sole purpose of receiving renewals or deferred commissions and providing the office with a support affidavit
  • Non-resident adjusters who are licensed and in good standing in their resident state or designated home state. If the license terminates in their resident or designated home state their KY non-resident license will terminate and must be immediately surrendered.

Contact Info


WebCE provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither WebCE nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.