WebCE provides state-approved Michigan Insurance Continuing Education with a money back guarantee! Satisfy ALL your CE requirements at one low price with our online or paper courses!

Michigan insurance CE course pricing:
You may select 24 hours of courses for $39.95 plus $0.75 for each additional hour. An additional $10.00 per course will be added to your total if you select paper course material.

Single MI Insurance continuing education courses start at just $4.95!
WebCE offers courses for the following MI license types:

Michigan Insurance CE

Michigan Insurance Continuing Education Requirements

Insurance Continuing Education Provider Number: 484

Required Michigan Insurance Continuing Education Hours

Producers

24-hours of insurance CE, including 3-hours of ethics are required every 2-year license term.

Insurance License Renewal

License Term

The license term is every 2 years, based on the first day of the producer’s birth month in odd- or even-numbered years.

  • Producers born in an even-numbered year and whose last review date was in 2009 are required to complete their CE by the first day of their birth month in 2012 and every two years thereafter.
  • Newly licensed producers born in an even-numbered year and licensed in 2009 are required to complete their CE by the first day of their birth month in 2012 and every two years thereafter.

License Renewal Process

Renewal invoices are no longer generated for resident or non-resident producers. The license is perpetual as long as the resident completes the Michigan CE requirements and the nonresident holds the appropriate home state resident license in good standing.

State Insurance Product Training Requirements

Annuity Training

State required training for insurance producers that sell annuity products.

Initial Training
Hours: 4
Frequency: One-time training must be complete prior to selling annuity products.

Long-Term Care Training

State required training for insurance producers that sell long-term care products.

Initial Training
Hours: 8
Frequency: One-time training must be complete prior to selling LTC products. Effective February 22, 2016, All producers currently licensed to sell, solicit, or negotiate long-term care insurance must complete a one-time training course of not less than 8 hours by February 22, 2017. All producers licensed on or after February 22, 2016 must complete this training prior to selling, soliciting, or negotiating such products. *Residents who satisfy the training requirements of another state that are similar to Michigan's law will be deemed compliant for Michigan's requirement.
 
Ongoing Training
Hours: 4
Frequency: Ongoing training must be completed every 24-months, following the initial training requirement.

Additional Information

NFIP Flood Training

State required training for insurance producers that sell flood insurance products.

One-time Training
Hours: 3
Frequency: One-time training must be complete prior to selling flood products.

Insurance CE Exam Requirements

Exam Rules

The final exam is closed book, and no outside information may be used to complete the exam. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

Monitor Requirements

Exams are required to be monitored by a disinterested third party. A disinterested third party is an individual with no family or financial relationship to the student; therefore, he or she shall not serve for examinations of family members, relatives, or dependents; employers or supervisors; employees or subordinates; partners, joint ventures, or co-owners; or anyone in whom the proctor or instructor has an economic or other interest in assuring the successful outcome of the examination.

Passing Score

Self-Study Final Exam: 70%

Repetition and Carryover

Carryover Rules

No excess CE credit hours may be carried over to the next 2-year license term.

Repetition Rules

A course may not be taken for credit more than once within a 2-year license term.

Reporting and Insurance CE Certificates of Completion

Certificates of Completion

WebCE provides online, printable certificates of completion in Michigan. Certificates of completion will be available to print online immediately after the final exam is passed. A producer must keep copies of each certificate of completion in his or her files for 5 years after course completion. Do not send the certificates of completion to the Michigan Department of Insurance and Financial Services.

Reporting

Next-Day Reporting: WebCE reports course completions to the Michigan DIFS every business day.

Insurance CE Course Requirements

Course Presentation

Producers may complete the CE requirements through self-study. The self-study course and exam can be either paper or online.

Study Requirements

Students should read the course material prior to taking the final exam.

Category Restrictions

Licensees must complete 3-hours in approved ethics courses. All other hours may be completed by taking courses approved in any line of authority. Any excess ethics hours taken during a license term will apply during that license term as general credit(s).

Non-Resident Insurance CE Requirements

State-Specific Insurance Product Training

Annuity Training

Before selling, soliciting, or negotiating annuity products in Michigan, producers must complete a one-time annuity training course approved for at least 4 hours. *Non-residents who satisfy the training requirements of another state that are similar to Michigan's law will be deemed compliant for Michigan's requirement.

Long-Term Care Training

  • Effective February 22, 2016, All producers currently licensed to sell, solicit, or negotiate long-term care insurance must complete a one-time training course of not less than 8 hours by February 22, 2017. All producers licensed on or after February 22, 2016 must complete this training prior to selling, soliciting, or negotiating such products. *Non-residents who satisfy the training requirements of another state that are similar to Michigan's law will be deemed compliant for Michigan's requirement.
  • After completing the 8-hour initial training requirement, producers must complete 4 hours of LTC training every 24-month period.

Non-Resident Insurance CE Requirements

Non-resident producers selling, soliciting, or negotiating LTC products are required to complete the same special training/education requirements as resident producers selling the products listed above.


Exemptions from Insurance CE Requirements

Insurance CE Exemptions

The following individuals are exempt from CE requirements:

  • Adjusters do not have a CE requirement unless they are also a producer or solicitor.
  • Those who hold a limited life license.
  • Those who hold a turkey, crop, and hail license.
  • Those who hold a travel, accident, and baggage license.
  • Those who hold a title license.
  • Those who hold a credit products license.

Contact Info


WebCE provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither WebCE nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.