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Oklahoma Insurance CE
Oklahoma Insurance Continuing Education Requirements
Required Oklahoma Insurance Continuing Education Hours
Producers24-hours of insurance CE, including 3-hours in ethics and 2-hours in legislative updates, are required every 2-year license term. *Effective January 1, 2015: All producers, with a property line of authority, will be required to complete 1 hour on earthquakes as part of their 24 hour requirement every 2-year license term.
Adjusters24-hours of insurance CE, including 3-hours in ethics and 2-hours in legislative updates, are required every 2-year license term. *Effective January 1, 2015: All adjusters, with a property line of authority, will be required to complete 1 hour on earthquakes as part of their 24 hour requirement every 2-year license term.
Viatical Settlement Brokers4-hours of insurance CE, including 3-hours in viaticals and 1 hour in ethics, are required every 2-year license term.
Customer Service Representatives13-hours of insurance CE, including 3-hours in ethics and 2-hours in legislative updates, are required every 2-year license term. *Effective January 1, 2015: All CSRs, with a property line of authority, will be required to complete 1 hour on earthquakes as part of their 13 hour requirement every 2-year license term.
Insurance License Renewal
The license term is every 2 years ending on the last day of the licensees birth month.
- Agents licensed prior to July 1, 2011 will keep their current renewal date and when the license is renewed they will be issued a license that will expire on the last day of their birth month. The renewal period will not be less than 18 months and will not be more than 29 months. For example: If a licensee currently expires 10/31/2011 and their birth month is May, their next license term will end on 5/31/2013.
- Agents licensed on or after July 1, 2011 will be issued a 2 year license that will renew on the last day of their birth month. The initial license term will not be less than 18 months and will not be more than 29 months. The initial license fee will be pro-rated or short-rated to reflect the initial license term.
State Insurance Product Training Requirements
State required training for insurance producers that sell annuity products.
Frequency: One-time training must be complete prior to selling annuity products.
Long-Term Care Training
State required training for insurance producers that sell long-term care products.
Frequency: One-time training must be complete prior to selling LTC products.
Frequency: Ongoing training must be completed every 24-month period, following the initial training requirement.
NFIP Flood Training
State required training for insurance producers that sell flood insurance products.
Frequency: One-time training must be complete prior to selling flood insurance products.
Insurance CE Exam Requirements
Self-study final exams are closed-book. Producers may not refer to the course material while the exam is in progress. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.
Final exams do not have to be monitored.
Self-Study Final Exam: 70%
Repetition and Carryover
A maximum of 6 hours may be carried over to the next 2-year license term. Excess hours may also be applied to bring a lapsed license into compliance. Hours that are carried over will be applied as general credit.
Courses may not be taken for credit more than once within 2-years from the original completion date.
Reporting and Insurance CE Certificates of Completion
Certificates of Completion
WebCE provides online, printable certificates of completion in Oklahoma. Certificates of completion are available to print online immediately after the final exam is passed. Licensees are required to maintain a copy of each certificate of completion in his or her files for 4 years.
Next-Day Reporting: WebCE reports course completions electronically to State Based Systems (SBS) every business day.
*Agents must have their CE credit hours posted prior to their expiration date and prior to applying to renew their insurance license(s). Providers have 10 days to report your CE completions, so please plan accordingly to avoid a lapse in licensure.
Insurance CE Course Requirements
Licensees can take courses through self-study, online or paper.
Self-Study Requirements: Students must read the course material and answer each set of end-of-chapter quizzes with a score of at least 70 percent prior to taking a closed-book final exam.
There are no category restrictions, except producers must take courses approved for producers and adjusters must take courses approved for adjusters.
Non-Resident Insurance CE Requirements
State-Specific Insurance Product Training
Before selling, soliciting, or negotiating annuity products in Oklahoma, producers must complete a one-time annuity training course approved for at least 4 hours. *Non-residents who satisfy the training requirements of another state that are similar to Oklahoma's law will be deemed compliant for Oklahoma's requirement.
- Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC insurance products in Oklahoma, nonresident producers must complete an initial 8-hour, NAIC LTC training course approved in any licensed state.
- Ongoing 4-hour LTC training requirement: After completing the 8-hour initial training requirement, producers must complete 4 hours of LTC training every 24-month period.
Non-Resident Insurance CE Requirements
Non-resident adjusters are required to comply with Oklahoma’s CE requirement by:
- being licensed and in good standing as a nonresident adjuster in Oklahoma and completing Oklahoma’s full Adjuster continuing education requirement by an approved provider. (See “Adjusters” section above.); or
- being licensed and in good standing as a resident adjuster in a state that has a continuing education requirement for its resident adjusters; or
- being licensed and in good standing as a nonresident adjuster in a state or designated "Home State" that has a continuing education requirement for its nonresident adjusters.
Please Note: Simply being licensed and in good standing in another state does not exempt a nonresident adjuster licensed in Oklahoma from this state's full CE requirement if that other state does not have a continuing education requirement for adjusters.
Exemptions from Insurance CE Requirements
Insurance CE Exemptions
The following are exempt from CE requirements:
- Limited insurance representatives.
- Non-resident producers whose home state is reciprocal with Oklahoma and whose home state’s CE requirements are the same or greater than Oklahoma’s.
- Non-resident adjusters whose license is in good standing and who have completed the continuing education requirements for another state. Please see “Non-resident CE Requirements” above.
- A life insurance producer who is also operating as a viatical settlement broker is not subject to the viatical settlement broker continuing education requirements.
Oklahoma Insurance Department
- Phone: 405-521-2828 or 800-522-0071
- Website: www.ok.gov
WebCE provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither WebCE nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.