Insurance License Renewal
Continuing education requirements must be met every two years on the last day of the licensee's birth month. Even birth years renew every even year. Odd birth years renew every odd year.
State Insurance Product Training Requirements
State required training for insurance producers that sell annuity products.
Frequency: One-time training must be complete prior to selling annuity products.
Long-Term Care Training
State required training for insurance producers that sell long-term care products.
8 of the 16 hours should consist of general LTC, which can be taken online self-study or in a classroom. The remaining 8 hours should be specific to LTC partnership, which must be taken in a classroom.
Frequency: One-time training must be complete prior to selling LTC products.
Frequency: Ongoing training must be completed in a classroom setting every 2 calendar years, following the completion of the initial training requirement.
NFIP Flood Training
State required training for insurance producers that sell flood insurance products.
Frequency: One-time training must be complete prior to selling flood insurance products.
State required training for insurance producers that sell claims-made insurance policies.
Frequency: One-time training must be complete prior to selling claims-made insurance policies.
Homeowners Insurance Coverage Training
State required training for insurance producers licensed to sell property or personal lines insurance.
Frequency: Ongoing training must be completed each license term.
Insurance CE Exam Requirements
Exams are closed book. Producers are allowed to retake the exam as many times as needed to pass; the exam questions will be different each time.
Exams are closed book and must be proctored by a disinterested third party who is at least 18 years old. Proctors may not serve for examinations of family members, relatives, or dependents; employers or supervisors; employees or subordinates; partners, joint ventures, or co-owners; or for anyone in whom the proctor or instructor has an economic or other interest in assuring the successful outcome of the examination.
Self-Study Final Exam: 70%
Repetition and Carryover
Producers may carry over up to 12 credit hours into a new license cycle if the courses were taken in the final 120 days of their previous license cycle. Ethics hours carried forward will be counted as ethics.
A producer who successfully completes an approved course may not repeat the course within 2 calendar years of its original completion date.
Reporting and Insurance CE Certificates of Completion
Certificates of Completion
WebCE provides online, printable certificates of completion in Colorado. Certificates of completion will be available to print online immediately after a final exam is passed. Producers must keep a copy of each certificate of completion for 5 years.
Instant Reporting: Insurance CE credits are immediately reported to Sircon upon course completion.
Insurance CE Course Requirements
Self-Study Requirements: Student should read the course material prior to taking a closed-book final exam.
Of the 24-hour CE requirement, 3 hours must be in the subject of ethics and 18 hours must be on topics associated with the license type held. Property & Casualty Producers must complete 3 hours on the subject of Homeowners. Excess Ethics and Homeowners hours will not count towards the 18 hour license specific CE requirement.
Non-Resident Insurance CE Requirements
State-Specific Insurance Product Training
Non-Resident insurance producers selling, soliciting, or negotiating annuity products in Colorado must complete a one-time annuity training course approved for at least 4 hours. *Non-residents who satisfy the training requirements of another state that are similar to Colorado's law will be deemed compliant for Colorado's requirement.
Non-Resident insurance producers selling, soliciting, or negotiating LTC products in Colorado, who satisfy the training requirements in any other state shall be deemed to satisfy the training requirements in this state.
Non-Resident Insurance CE Requirements
Non-resident insurance producers must be licensed and in good standing in their home state, must satisfy their home state CE requirements, and must pay a biennial continuation fee to the Colorado Division of Insurance.
Exemptions from Insurance CE Requirements
Insurance CE Exemptions
The following exemptions apply to these CE requirements:
- First-time producers have until their second continuation cycle to comply.
- Producers licensed to write only one or more of the following are exempt: travel ticket selling, title, limited lines credit, and/or crop hail.
Colorado Division of Insurance
WebCE provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither WebCE nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.