WebCE provides state-approved Maryland Insurance Continuing Education with a money back guarantee! Satisfy ALL your CE requirements at one low price with our online or paper courses!

Maryland insurance CE course pricing:
You may select 24 hours of courses for $39.95 plus $0.75 for each additional hour. An additional $10.00 per course will be added to your total if you select paper course material.

Single MD Insurance continuing education courses start at just $4.95!
WebCE offers courses for the following MD license types:

Maryland Insurance CE

Maryland Insurance Continuing Education Requirements

Required Maryland Insurance Continuing Education Hours

Producers

24-hours of insurance CE, including 3-hours of ethics are required every 2-year license term.

Insurance License Renewal

License Term

Continuing education must be completed prior to the licensees expiration date. The license term is every 2 years ending on the last day of the producer's birth month. No license will be renewed for a period less than 2 years.

State Insurance Product Training Requirements

Annuity Training

State required training for insurance producers that sell annuity products.

Initial Training
Hours: 4
Frequency: One-time training must be complete prior to selling annuity products.

Long-Term Care Training

State required training for insurance producers that sell long-term care products.

Ongoing Training
Hours: 2
Frequency: Ongoing training must be completed each renewal period and prior to the license being renewed.

Long-Term Care Partnership Training

State required training for insurance producers that sell long-term care partnership products.

Initial Training
Hours: 8
Frequency: One-time training must be complete prior to selling LTCP products.
 
Ongoing Training
Hours: 4
Frequency: Ongoing training must be completed every 2-year license term, following the initial training requirement.

Additional Information

NFIP Flood Training

State required training for insurance producers that sell flood insurance products.

Ongoing Training
Hours: 2
Frequency: Ongoing training must be completed every 2-year license term.

Insurance CE Exam Requirements

Exam Rules

Self-study final exams are closed book. Students will be locked out of the course material once the exam is launched. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

Monitor Requirements

Self-study final exams do not require a monitor.

Passing Score

Self-Study Final Exam: 70%

Repetition and Carryover

Carryover Rules

Excess CE hours may not be carried forward to the next 2-year license term.

Repetition Rules

A course may not be taken for credit more than once within a 2-year license term. *If a course is repeated in two consecutive 2-year license terms, there must be at least 6 months between the course completions to receive credit.

Reporting and Insurance CE Certificates of Completion

Certificates of Completion

WebCE provides online, printable certificates of completion in Maryland. Certificates of completion will be available to print online immediately after the final exam is passed. The producer must keep each certificate of completion in his or her files for 4 years.

Reporting

Instant Reporting: Insurance CE credits are immediately reported to Sircon upon course completion.

Insurance CE Course Requirements

Course Presentation

Producers may complete the Maryland CE requirements through self-study. The self-study course and exam can be either paper or online.

Study Requirements

Students should read the course material prior to taking the final exam.

Category Restrictions

Producers: must complete 3 hours in approved ethics courses. All other hours may be completed by taking courses approved only for the line of authority in which you hold a license.
Combined Life/Health and Property/Casualty producers: the student must complete at least 6 hours (25 %) of the 24-hour requirement in each line. The remaining 12 hours may be fulfilled in either line.
Producers with a reduced CE requirement: who are also combined Life/Health and Property/Casualty producers, the requirement is at least 2 hours in each line, 3 hours of ethics, and the remaining 1 hour can be in either line.

  • Courses approved for Flood will only meet the Flood requirement and will not satisfy the minimum hours required to be completed for the Property/Casualty line.
  • Excess Ethics credits may not be applied to cover the minimum hours needed in each license specific requirement for combined Life/Health and Property/Casualty producers.

Non-Resident Insurance CE Requirements

State-Specific Insurance Product Training

Annuity Training

Before selling, soliciting, or negotiating annuity products in Maryland, producers must complete a one-time annuity training course approved for at least 4 hours. *Non-residents who satisfy the training requirements of another state that are similar to Maryland's law will be deemed compliant for Maryland's requirement.

Long-Term Care Partnership Training

  • Before selling, soliciting, or negotiating LTCP insurance products in Maryland, producers must complete an initial 8-hour, state-approved LTC training course.
  • After completing the 8-hour initial training requirement, LTCP producers who still sell, solicit, or negotiate LTCP policies, must complete 4 hours of state-approved Maryland LTC training every 2 years thereafter.

Non-Resident Insurance CE Requirements

  • Non-resident producers selling, soliciting, or negotiating LTC products are required to complete the same special training/education requirements for Long-Term Care Partnership (LTCP) as resident producers selling the products listed above.
  • Non-resident producers are not required to complete the Maryland CE requirements as long as the producer has met the continuing education requirements for his or her home state. If the home state does not have a CE requirement, the producer must complete the CE requirements for Maryland. Non-resident producers may complete all of the Maryland CE requirements through self-study.

Exemptions from Insurance CE Requirements

Insurance CE Exemptions

The following individuals are exempt from CE requirements:

  • If prior to October 1, 2008 a resident licensee has been consecutively licensed for 25 or more years their continuing education requirement is 8 hours (of these 8 hours, 3 hours are still required to be in ethics). See Category Restrictions above.
  • Individuals authorized to sell only HMO coverage, travel insurance, and credit insurance.
  • Maryland attorneys who hold a producer license to sell title insurance and are in good standing with the Maryland Court of Appeals.
  • Non-resident producers who have met the continuing education requirements of their home state.

Contact Info

Maryland Insurance Administration

Prometric


WebCE provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither WebCE nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.