Insurance License Renewal
The license renewal date is the last day of the licensee's birth month.
State Insurance Product Training Requirements
State required training for insurance producers that sell annuity products.
Frequency: One-time training must be complete prior to selling annuity products.
Long-Term Care Training
State required training for insurance producers that sell long-term care products.
Frequency: One-time training must be complete prior to selling LTC products.
Frequency: Ongoing training must be completed every 24-months, following the initial training requirement.
MNsure Certification Training
State required training for all agents and brokers who plan to assist individuals and small employers with purchasing coverage through MNsure.
MNsure will be closing the registration and certification process to new agencies and brokers on May 27, 2016. If you complete the course after May 27, 2016 please contact MNsure directly about your certification status at 844-520-8695 or through their web form
. *Visit www.mnsure.org for information on additional certification requirements.
NFIP Flood Training
State required training for insurance producers that sell flood insurance products.
Frequency: One-time training must be complete prior to selling flood products.
Insurance CE Exam Requirements
Self-study final exams are closed book. Producers may not refer to the course material while the exam is in progress. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.
Final exams do not have to be monitored.
Self-Study Final Exam: 70%
Repetition and Carryover
Carryover of excess CE hours is not allowed.
Courses may not be taken for credit more than once in the same licensing period.
Reporting and Insurance CE Certificates of Completion
Certificates of Completion
WebCE provides online, printable certificates in Minnesota. Certificates of completion are available to print online immediately after the final exam is passed. Certificates should not be sent to the Minnesota Department of Commerce unless requested. Producers are required to maintain the original certificate of completion in his or her files for a minimum of 4 years.
Instant Reporting: Insurance CE credits are immediately reported to Sircon upon course completion. *Agents must have their CE credit hours posted prior to their expiration date and prior to applying to renew their insurance license(s). Providers have 30 days to report your CE completions, so please plan accordingly to avoid a lapse in licensure.
Insurance CE Course Requirements
Classroom or online self-study.
Students must read the course material and answer end-of-chapter review questions prior to taking a closed-book final exam.
IMPORTANT NOTICE: The Minnesota Department of Commerce requires all online continuing education courses not allow access to the final exam until the student’s time in the course equals the number of approved credit hours for the course. (For more details click here.) The course must be stopped if the student has been inactive for more than 10 minutes and a student may not spend more than 8 hours on continuing education in one day. For example: Any course that is worth 9-16 CE hours will take a minimum of 2 days to complete. Any course that is worth 17-24 CE hours will take a minimum of 3 days to complete.
There are no course subject restrictions in this state. All CE may be completed through self-study, but no more than 15 hours (50 percent of the total CE requirement) may be company-sponsored. WebCE courses are not company sponsored, unless otherwise noted. A licensee will not receive credit for more than 8 hours of continuing education in one day.
Non-Resident Insurance CE Requirements
State-Specific Insurance Product Training
All producers currently licensed to sell, solicit, and negotiate annuity products must complete a one-time annuity training course approved for at least 4 hours by July 1, 2014. All producers licensed on or after January 1, 2014 must complete this training prior to selling, soliciting, or negotiating such products. *Non-residents who satisfy the training requirements of another state that are similar to Minnesota's law will be deemed compliant for Minnesota's annuity training requirement, but this will not satisfy any of Minnesota's continuing education requirements.
Long-Term Care Partnership Training
- Before selling, soliciting, or negotiating LTC insurance products in Minnesota, nonresident producers must complete an initial 8-hour NAIC LTC training course and a Minnesota-specific course or supplement.
- For non-residents who have completed the initial 8-hour LTC Partnership course in another state, they must take a 2-hour LTC training course, specific to Minnesota.
- After completing the 8-hour initial training requirement, nonresident producers must complete 4 hours of state-approved LTC training every 24-month period following the completion of the initial training and every 24-months thereafter.
Non-Resident Insurance CE Requirements
Non-resident producers planning to sell Long-Term Care (LTC) have special training or education requirements as described above.
Exemptions from Insurance CE Requirements
Insurance CE Exemptions
The following individuals are exempt from CE requirements:
- Individuals who hold a full-lines license but use it to sell only credit life, credit accident and health, and/or credit property (Must request exemption form from the Department of Commerce.)
- Non-resident producers whose home state has a reciprocal agreement with Minnesota. A non-resident whose home state does not have a reciprocal agreement with Minnesota may apply hours earned in his or her home state or another CE state to Minnesota’s CE requirement.
- Non-resident adjusters who are licensed and in good standing in their home states.
Minnesota Department of Commerce
WebCE provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither WebCE nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.