Insurance License Renewal
The license term is the last day of the licensee’s birth month every 2 years. Licensees who were born in an even-numbered year will be required to complete their CE in even-numbered years. Licensees who were born in an odd-numbered year will be required to complete their CE in odd-numbered years.
State Insurance Product Training Requirements
State required training for insurance producers that sell annuity products.
Frequency: One-time training must be complete prior to selling annuity products.
Long-Term Care Training
State required training for insurance producers that sell long-term care products.
Frequency: One-time training must be complete prior to selling LTC products.
Frequency: Ongoing training must be complete every license period, following the initial training requirement.
NFIP Flood Training
State required training for insurance producers that sell flood insurance products.
Frequency: One-time training must be completed to sell flood insurance products.
Insurance CE Exam Requirements
Self-study final exams are open book. Students may refer to the course material as often as needed. Students have unlimited retakes.
Non Monitored Exam - Open Book Exams. You may refer to the Course Material as often as you need to complete the exam.
Self-Study Final Exam: 70%
Repetition and Carryover
Producers may carry over a maximum of 12 excess credit hours to the next license term. However, this carryover allowance does not apply to ethics CE credit requirements. Excess ethics hours will be counted as general credit. Any course hours carried over to the next renewal will be counted as duplicate if the same course is taken again.
A course may not be taken for credit more than once within 2 calendar years from the previous completion date.
Note: Producers in your first CE Compliance Period: Please check your SBS transcript before ordering. If your first CE Compliance Period is for longer than 2 calendar years (For example: 3/30/2011-1/31/2014), you will not receive credit for a course repeated within this Compliance Period, even though the course may have been completed more than 2 calendar years from the previous completion date.
Reporting and Insurance CE Certificates of Completion
Certificates of Completion
WebCE provides online, printable certificates of completion in Tennessee. Certificates of completion will be available to print online immediately after a final exam is passed. Producers must keep the original certificates of completion in their files for 2 years.
Next-Day Reporting: WebCE reports course completions to State Based Systems (SBS) every business day.
*Agents must have their CE credit hours posted prior to their expiration date and prior to applying to renew their insurance license(s). Providers have 30 days to report your CE completions, so please plan accordingly to avoid a lapse in licensure.
Insurance CE Course Requirements
Online and paper self-study.
Self-Study Requirements: Students should read the course material prior to taking the final exam.
Of the 24-hour CE requirement for Producers, 3 hours must be in ethics. Any Tennessee-approved insurance CE course counts toward the 24-hour requirement. Courses can be completed in any license type for credit. Public Adjusters & Crop Adjusters are only required to have ethics within their 24-hour requirement. An Adjuster may complete 1-hour of ethics and be compliant with the ethics requirement.
Non-Resident Insurance CE Requirements
State-Specific Insurance Product Training
State product training is required for producers planning to sell Annuities or Long-Term Care products. Non-resident producers who have completed a Long-term care training requirement for another state will satisfy the training requirements for Tennessee.
Non-Resident Insurance CE Requirements
For non-resident licensees, in order to use this service, you must hold an active license in your resident state.
Exemptions from Insurance CE Requirements
Insurance CE Exemptions
The following are exempt from CE requirements:
- Limited Lines producers.
- Public adjusters licensed less than 1 full year.
- An insurance producer who has been continuously licensed since January 1, 1994.
- Nonresident public adjusters who have met the CE requirements in their home state, which MUST reciprocate with TN, are not required to complete CE requirements for Tennessee.
In addition, producers who have been licensed continuously since Jan. 1, 1994, are still required to complete the initial LTC 8-hour requirement, but they are exempt from the ongoing training 4-hour LTC course.
Tennessee Department of Insurance
State Based Systems (SBS)
WebCE provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither WebCE nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.