As more and more consumers cross the threshold into retirement and reach the age of 65, the issue of health care is bound to be central to their financial planning. Whether consumers are working into retirement age or searching for healthcare alternative to employer insurance, many will still have questions about Medicare and how it could fit into their lifestyle. It’s important for professionals to have the answers for this aging population to guide them in the right direction. WebCE created two new courses to provide integral information surrounding the changes to Medicare.
One critical question consumers may ask is: Should I elect for Original Medicare or Medicare Advantage? With recent changes to Medicare Advantage - notably the expansion of the type and kind of supplemental benefits MA plans can offer - it’s certain that consumer interest and enrollments in these plans will grow. Learning about these plans and the benefits they offer can prepare you to professionally advise Medicare enrollees.
In the course,
Medicare Advantage Plans and Supplemental Benefits, insurance and financial professionals will learn the distinctions between Original Medicare and Medicare Advantage plans. You will be able to explain what the Medicare Advantage plans means for your customers as well as how to summarize the type and scope of supplemental benefits that Medicare Advantage plans may now offer.
When someone works past retirement age and has insurance through an employer health plan, they still may be interested in Medicare to supplement their existing plan. Today’s advisers are expected to be able to render knowledge and advice regarding senior health care and senior health insurance options including Medicare. In order to answer questions, it’s important you are able to coordinate benefits between Medicare and employer-provided health insurance like group plans, retiree plans, COBRA, and health savings accounts.
After finishing the course,
Medicare Coordination with Employer Health Plans, insurance and financial professionals will understand the various Medicare enrollment periods as well as the relationship between Medicare and employer-provided health insurance. You will also be able to help your customers with the intersections between Medicare and continued health coverage provided under COBRA and questions surrounding primary vs. secondary payer plans.
Understanding the changes to Medicare Advantage and how Medicare works in contingency with existing health plans will help you become an expert in your field and be able to better serve your aging customers. To order these courses and more go to
www.webce.com or call us at 877.488.9308.
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