1. Complete Prelicense Education: Prelicense requirements may be met by completing an approved 20-hour approved self-study course.
   
   
2. Successfully complete a Michigan licensing examination: If an examination is not passed within 180 days, the applicant must submit a new license application and fee on the NIPR website and reschedule their examination. Register for your State Exam online at psiexams.com or by phone (800) 733-9267. Check Test Center Availability By Visiting:www.psiexams.com.
   
   Materials Needed to Apply
   • A primary ID (photograph and signature, not expired) such as a Driver’s License or Passport
   • A secondary ID (signature, not expired) such as a Debit or Credit card
   • Each major line exam is given in a multiple-choice format.
3. Apply for your License: File an Electronic Resident Licensing (ERL) Application through the NIPR website. The license application fee is $10.00 plus a $5.00 transaction fee. An application is valid for 180 days from entry into our database.
   
   
4. Fingerprinting Process: There are no fingerprint requirements in the state of Michigan.

Per Michigan PLE requirements, applicants are required to complete all of the lessons in the Prelicense education course before they can access the Prelicense final exam.

The final exam is closed book, and no outside information may be used to complete the exam.

Exam Requirements: Self-Study exams are closed-book and do not require a monitor.

Passing Score: 70

NOTE: The state insurance license exam, administered by PSI, has higher minimum passing grades, as follows:

• Accident & Health Producer exam - 76%
• Life Producer exam - 72%
• Life, Accident & Health Producer exam - 75%
• Property & Casualty Producer exam - 74%
• Property producer exam - 75%
• Casualty producer exam - 74%

WebCE provides online, printable certificates of completion in Michigan. An applicant must meet the course delivery requirements before a certificate of completion can be issued.
Please note that certificates cannot be faxed to applicants since the provider representative's signature must be in ink other than black.
IMPORTANT: The licensing candidate must take the initial examination within 12 months of completing the PLE course. If a passing exam score is not achieved by the end of the 12 months, applicants will have to retake the Prelicense course and earn a new certificate of completion.

Next-Day Reporting: WebCE reports course completions to the Michigan Department of Insurance and Financial Services (DIFS) every business day.

New residents who still hold an active license in their previous home state will not be required to complete prelicense education or take the license examination as long as:

• The application is received within 90 days of their former home state license being surrendered.
• The license being applied for is the same line of authority as in the previous.
• If the prior home state license was surrendered more than 90 days ago, but less than 12 months ago, the applicant can obtain a license without prelicensing but must take the licensing examination.

Ways to Apply
Apply Online: A nonresident licensee who wishes to become a resident licensee must apply online and submit the required application fees at www.nipr.com
Materials Needed to Apply

• Completed insurance license application www.nipr.com
• The appropriate license application fees

Fingerprinting Process: There are no fingerprint requirements in the state of Michigan.

Nonresident license candidates may obtain a Michigan agent license, without having to complete the Prelicense education requirement or take a license examination, as long as they are currently licensed as a resident and in good standing in their home state.

Ways to Apply
Apply Online: A nonresident licensee who wishes to become a resident licensee must apply online and submit the required application fees at www.nipr.com
Materials Needed to Apply

• Completed insurance license application www.nipr.com
• The appropriate license application fees

Fingerprinting Process: There are no fingerprint requirements in the state of Michigan.

State required training for insurance producers that sell annuity products.

Initial Training
Hours: 4
Frequency: One-time training must be complete prior to selling annuity products.

Additional Information

State required training for insurance producers that sell long-term care products.

Initial Training
Hours: 8
Frequency: One-time training must be complete prior to selling, soliciting or negotiating LTC products.
*Residents who satisfy the training requirements of another state that are similar to Michigan's law will be deemed compliant for Michigan's requirement.

Ongoing Training
Hours: 4
Frequency: Ongoing training must be completed every 24-months license period, following the initial training requirement.

Additional Information