Today, consumers must shoulder much of the responsibility for managing their own financial futures. They need self-directed options and self-directed ways to accumulate funds for their futures and to safely and efficiently distribute those funds during their retirement. For these purposes, the insurance industry offers a unique vehicle: the annuity.This course offers a thorough orientation to annuities and their application for long-term asset accumulation and income distribution. The course explains the design and function of these unique products as well as their benefits, costs, and limitations. It examines how annuities are funded and how they grow. Moreover, the course explores the use of annuities for retirement income distribution and examines how these unique products are taxed. The course concludes with an explanation of New York’s amended Regulation 187, which sets forth the duties and obligations of producers for recommendations for both annuities and life insurance to ensure that any policy transaction is in the best interest of the consumer.
I do not think that some of the test content was sufficiently covered.
Great experience. Ease of use
Good course
Good work folks
Excellent course.
It has a great format. I love that read-to-me feature.
When finished, it went to your survey questions and not an obvious place to print which is MOST important to us for verification
very informative allowing more retention of the context
Please fix spelling mistakes in exams
Content was very clear and easy to follow
You guys are the only CE site I have used for over a decade. Thank you.
This course took well over 10 hours to complete. That did not make me happy.
I thought that the content was good. in some cases repetitive. I also would have liked to know how long and what type of test. That may have been stated and I missed it.
Very well written and easy to follow courses.
all good!!!
Great information. I would change the order of some information and combine what is redundant. Thank you!
WebCE is the best in this industry, I refer all my colleagues and aspiring agents. Thanks again for the information and education.
Annuity class was very user friendly
maybe do a little more with the tax break downs in plain speak
great course
Great content. The course material was aligned with the test questions.
I like that it reads to me so that I can follow along which I believe helps with memory retention.
Very good course. Thank you
Content was columnized. Very hard to read.
very easy
The experience was good as usual
Thank You
I like the option of read to me. I like the option of being able to take the test without having to review all the matter in the course. Thank you
The reading was a bit monotone.
Some final exam questions were ambiguous &/or confusing. More questions could have been chosen from quiz sections.
excellent course, thank you
I highly recommend WEBCE
Great course
The Course was extremely informative.
Audio needs to be more humanized.
Always satisfied with the website
Extremely satified
Thank you.
The course mayerials were relevant to practical applications of an Annuity presentation, from educational standpoint.
Very good content
I like the audio option, but the robotic voice is like nails on a chalk board. Someone actually reading (like an audio book) would be best. I would rather listen to the content than read the content and I just could not stand the robotic voice.
I liked the fact of having to have a disinterested person proctor my exam. Very impressive
This has been an AMAZING experience! I highly recommend the trainings from this company!
Very effective, thank you.
I learned more in this course than any other of the courses i took on annuities. I feel that i am more effecient in understanding and explaining annuities because of it.
Very informative.
Read To Me is longer than 4 hours
Glad we have the webec
THANK YOU SO MUCH.
I was very impressed with the ease and explanation of each section
include all relevant new policy and regulations updates.
Thank you*
Test was a Challenge
Densely packed and clearly written. I particularly liked the copious use of examples and the INCLUSION of Example Suitability Forms and Disclosures. The inclusion of sample forms makes the content come alive, because one can visualize where the "rubber meets the road".
I thought the material was presented well and clearly explained.
I would like to know what topics I didn't understand. :-)
I didn’t like the browsing format of the course… if I needed to find a chapter or look at the book at a while. I did like the percentage meter, it’s definitely encouraging.
When I called in, the people were very helpful!
You provide very clear and concise programs and I learn a lot from them that is necessary in the insurance business..
All well presented. Very clear. All material was appropriate and clear.
Did experience minor frustrations when navigating course materials, perhaps a deeper overview, prior to start of course.
The examples were extremely helpful.
Thank you for the the audio to help us through the book.
The read-to-me part was really helpful. If there's ever a cadence upgrade to help it sound more human... i vote yes.
NOTHING TO ADD OR TAKE AWAY. JUST HAPPY I GOT 100% CORRECT
Very satisfied with entire course. Liked the fact that I could pause, without being constantly timed out.
3========)
This is find even for older guys.
The robotic voice at times made it difficult to focus on the task at hand. Other than that, great job!
I really loved the audio, being able to hear the audio and reading along at the same time. That really helped me tremendously.
excellent WebCE
Absolutely love the read it to me aloud feature, this way I could think and digest while she was reading. Great idea. Please keep that for all courses.!!!
Audio would have helped tremendously.
the course needed more short testing after each chapter or count test after each chapter its too long to retain all the information after the 4 hours
I would have preferred more mini quizzes in between, especially in the longer units. That having been said, I got a 96% on the test so I think it was a good course
the abiliity to pause the recording/speech would be more valuable if it followed down the page. If you want to pause to re-read something, you have to scroll to the top of the page.
The AUDIO Bar at the top was a MAJOR distraction. Up and Down to PAUSE was a terrible placement choice. The AUDIO Bar placement was not at the TOP of other WebCE courses., it was at the bottom - I stopped using AUDIO half way through the course bc of the placement. plz fix!
excellent.
I like potatoe
very satisfied and will referred to friends
Excellent Course
all good
I would like to be able to set the speed of the audio.
I found the course to be very educational.
good course