IRMI on Personal Lines 101

Course Description
This course offers a thorough overview of personal lines insurance. Appropriate for those who are fairly new to the business of insurance, the course creates a foundation of understanding by explaining the fundamentals of insurance, insurance industry operations and practices, and insurance contracts. The anatomy of an insurance policy is reviewed in detail. The course then addresses the different types of personal lines insurance, focusing on homeowners insurance and the personal auto policy. The course concludes with shorter discussions about miscellaneous personal lines forms, such as the personal umbrella, personal inland marine, watercraft, mobile home, motor home, dwelling, and farmowner policies.

The course covers the following topics: 

  • Basic Insurance Concepts
  • How the Insurance Industry Operate
  • Insurance Regulation
  • Anatomy of an Insurance Policy
  • Homeowners Insurance Overview
  • Personal Auto Policy Overview
  • Miscellaneous Personal Lines Coverages


International Risk Management Institute, Inc. (IRMI) is the premier provider of risk and insurance continuing education and reference publications, and is considered the ultimate authority by leading insurance practitioners. Written by industry experts, IRMI courses provide the most up-to-date, practical and reliable information possible.

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