Life Insurance Underwriting -- CLEQ

This course provides a comprehensive overview of the life insurance underwriting process. It explains how different risk factors, such as age, occupation, build, and personal habits affect the selection and classification of risks. The course also takes a detailed look at each stage of the underwriting process, from taking the application to delivering the policy. The course concludes with a review of the very important role the producer serves as a field underwriter.  

The course covers the following topics:
  • The Concept of Risk
  • Common Risk Classifications
  • Steps in the Underwriting Process
  • Medical and Nonmedical Underwriting Criteria
  • Automated Underwriting
  • The Producer’s Role in Field Underwriting