Understanding the Workers Compensation System

This course presents an overview of the workers compensation system. Based on state statutes, this system dictates an employer’s legal responsibility for a workplace injury. Each of the 50 states has such statutes, which impose on the employer automatic liability for work-related injuries. As long as the injury is work-related, the employer pays, regardless of who is at fault. It is critical for every insurance agent to have working knowledge of the workers compensation system in order to understand and service workers compensation insurance. 

This course includes the following chapters:

  • The Evolution of Workers Compensation Laws
  • Who Is Covered Under the Law
  • Injuries Covered
  • Benefits Provided
  • Methods of Providing Benefits