Life Insurance Policies -- CLEQ

Life Insurance Policies provides a thorough review of the many and varied forms of life insurance. The course covers the features, benefits, and provisions of the most common types of policies and explains their application for both personal and business uses. The course looks in-depth at traditional whole life, adjustable life, current-assumption life, term, single premium life, universal life, equity-indexed universal life, variable life, variable universal life, and survivorship life. The structure of each policy form is examined in detail, with emphasis on the relationship between a policy’s features and its benefits. The course also covers the important topic of life insurance taxation and explains the distinction between life insurance policies and modified endowment contracts.

  • Primary Purposes of Life Insurance
  • Whole Life Insurance
  • Term Life Insurance
  • Single Premium Life Insurance
  • Universal Life Insurance
  • Variable Life Insurance Products
  • Survivorship Life Insurance
  • Life Insurance Tax Treatment
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