ACA and the Basics of Health Insurance Exchanges

This course provides an overview of federal and state health insurance exchanges created by the Affordable Care Act and how they function and operate. The course includes the following chapters:

  • Exchange Basics
  • Exchange Functions and Operations
  • Coverage Available Through an Exchange
  • Financial Assistance Available through an Exchange
  • Shopping on the Exchanges
  • Appendix: State-by-state exchange models; family exchange sample application form (as developed by HHS)

This is an intermediate level course. Upon conclusion, students will be able to:

  • demonstrate an understanding of the purpose and functions of a health insurance exchange
  • describe the kinds of health plans and other coverage that exchanges offer
  • describe the financial assistance available through an exchange to certain low- and moderate-income individuals and their dependents
  • explain how individuals and small businesses can enroll in exchange plans
  • demonstrate an understanding of the types of consumer assistance available through the exchanges, and the role the law envisions for agents and brokers in federally facilitated and partnership exchanges

Note: Producers are advised that this course is not intended to provide the required training for those who want to work with a state’s exchange nor may it be used as a substitute for the required exchange training.