Understanding Maryland Pre-Need Law

This course provides a comprehensive look at how pre-need contracts are regulated in Maryland, including who can sell pre-need contracts, the required provisions that must be included, and the requirements for depositing pre-need funds into escrow or trust accounts. It also examines a pre-need seller’s disclosure obligations and a buyer’s right to terminate the agreement. The course concludes with a chapter on how life insurance and annuity contracts may be used to fund pre-need contracts and when irrevocable trusts can be created.

This course includes the following chapters:

  • Pre-Need Contract Requirements
  • Other Funding Methods and Requirements
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