_OH_Commercial Property Insurance


Businesses face numerous loss exposures in connection with property that they own or for which they are contractually responsible. These exposures include not only damage to property, but also losses that impact business income. To properly insure their clients, agents must clearly understand these exposures and the coverage available under the building and personal property and time element commercial property forms. Armed with this information, agents will be able to work with their clients to design the optimum insurance program.

Learning Objectives

Students who successfully complete this course will be able to:

  • identify key commercial property loss exposures and the type of insurance policy that provides coverage for those loss exposures
  • understand the elements of a standard commercial property policy and the differences between the three different causes of loss forms
  • understand how to provide guidance to a commercial client in selecting limits of insurance and a valuation basis for covered property
  • identify the key types of time element loss exposures and which coverage forms and endorsements insure against these loss exposures

Designed for

Property and casualty insurance agents, brokers, and adjusters at any level in their career

International Risk Management Institute, Inc. (IRMI) is the premier provider of risk and insurance continuing education and reference publications, and is considered the ultimate authority by leading insurance practitioners. Written by industry experts, IRMI courses provide the most up-to-date, practical and reliable information possible.

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