_OH_Life & Health Insurance Principles

Life and Health Insurance Principles is a broad survey of the key aspects of life and health insurance. Many chapters of the course are devoted to characteristics of life insurance specifically. Other chapters address key aspects of health insurance, such as the various types of health insurance plans available (including government health insurance), health insurance for seniors, and group health insurance. Also explained are the various types of retirement plans and the legal and professional issues related to the insurance industry as a whole. The course concludes with a discussion of premiums and dividends as well as the claims process as it relates to life insurance. 

The course covers the following: 

  • Types of Life Insurance
  • Underwriting
  • The Life Insurance Contract
  • Need for and Uses of Life Insurance
  • Life Insurance Beneficiaries
  • Life Insurance Policies and Policy Provisions
  • Annuities
  • Group Insurance
  • Health Insurance
  • Business Insurance
  • Insurance for Seniors
  • Life Insurance Companies
  • Retirement Planning
  • Other Government Insurance Programs
  • Legal and Professional Issues
  • Premiums and Dividends
  • Insurance Claims

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