This course offers a comprehensive look at long-term care and long-term care insurance. It was designed to meet Texas’s 8-hour training requirement for licensed producers who sell long-term care insurance in conjunction with the state’s partnership program. The course covers the nature of long-term care, available long-term care services and providers, long-term care insurance products, government-sponsored health care options (including Medicaid), partnership programs, alternative LTC funding options, and the ethical and suitability issues associated with long-term care products and policies. The course concludes with a chapter on Texas Medicaid, the rules regarding eligibility for Medicaid, and how the state’s Long-Term Care Partnership program interacts with Medicaid. Topics covered in the course are the following:

• The Need for Long-Term Care
• Long-Term Care Services and Providers
• Medicare and Medigap
• Medicaid
• Long-Term Care Insurance
• Long-Term Care Insurance Policy Designs and Options
• Long-Term Care Partnership Programs
• Qualified Long-Term Care Partnership Policies
• Self-Funding and Other Alternatives to Purchasing Long-Term Care Insurance
• Ethical Considerations in the Sale of Long-Term Care Insurance
• Texas LTC Partnership and Medicaid