Washington Long-Term Care Initial 8-Hour Course

This course offers a comprehensive look at long-term care and long-term care insurance. It was designed to meet Washington’s 8-hour initial training requirement for licensed producers who sell long-term care insurance. Written to the state’s topic outline, the course covers the nature of long-term care, the need for long-term care, available long-term care services and providers, long-term care insurance products, how to build a long-term care insurance policy, government-sponsored health care options (including Medicare and Medicaid), and state partnership programs.  As a required element of the training, the course also includes discussion of Washington laws and regulations that govern the state’s partnership program and long-term care insurance policies that are issued in this state. Topics covered in the course are:

  • The Need for Long-Term Care 
  • Settings for Long-Term Care and the Cost of Care 
  • Who Pays for Long-Term Care?
  • Who May Need Long-Term Care and Who Should Buy LTC Insurance
  • Types of Long-Term Care Insurance
  • Building a LTC Insurance Policy
  • How Do LTCI Policies Work?
  • Does Health Affect the Ability to Buy a Policy?
  • The Cost of Long-Term Care Insurance
  • Plan Replacement Considerations
  • Medicare and Medicaid 
  • Long-Term Care Partnership Plans and Washington LTC Partnership Rules
  • Overview of Washington Long-Term Care Insurance Laws and Regulations

Find Courses Now