Health and Accident Insurance - CLEQ

This interactive course provides a comprehensive overview of health insurance policies and plans. It explains the many and varied types of health insurance policies, including basic and major medical expense, disability, long-term care, AD&D and workers' compensation, as well as Medicare and Medigap. It explores how health insurance is provided and how it is utilized. The course covers individual policies, managed care options, group coverage, and government-sponsored coverage. It explores the regulation of health insurance and highlights significant regulatory requirements brought about by COBRA and HIPAA and the Affordable Care Act. The course also covers the taxation of health insurance premiums and benefits and explains the various means of paying for medical expenses on a tax-advantaged basis, including health savings accounts and health reimbursement accounts.

The course is intended to guide insurance professionals, financial services industry professionals, and others who are engaged in the business of insurance and financial services toward an awareness and appreciation of not only the many forms health insurance takes, but also the relationship among them. By understanding the many health care options available to a client, the professional is better equipped to make sound, suitable recommendations.

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