Washington Long-Term Care Refresher 4-Hour Course

Overview

This course provides an overview of long-term care: what it means, how it is delivered, and how it can be funded. Designed for producers who must meet Washington's ongoing 4-hour training requirement for long-term care and long-term care insurance, the course details today's long-term care insurance policies, including common features, provisions, options, and limitations. Qualified long-term care partnerships are explained, as are the requirements for policies that may be used in conjunction with these programs. The course examines the ethical and suitability issues producers may face when offering long-term care insurance and concludes with a unit on Washington's partnership program and its requirements for participation and insurance benefits.

This course has been approved to meet Washington’s ongoing 4-hour training requirement for licensed producers who sell long-term care insurance.

Learning Objectives

Upon completion of this course, students will be able to:

  • understand how long-term care is delivered and how much it costs
  • explain the roles of Medicare and Medicaid as public sources for funding long-term care
  • understand the basics of state long-term care insurance partnership programs and their role in reassigning the costs of care from public to private resources
  • explain the primary forms of long-term care insurance, along with their features and characteristics
  • understand the needs and circumstances under which long-term care insurance is suitable or unsuitable

Designed For

Life and health insurance producers
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