Property and Casualty Insurance Essentials (Colorado version)


Understanding what property and casualty insurance is and the basics of how the insurance industry operates is the foundation on which other knowledge about the industry is built. This course starts with that foundation, including a review of how insurance interacts with risk management and how insurance contracts are structured. It then applies this knowledge to the more common personal lines and commercial lines insurance policies.

The course concludes with the important subject of ethics in the insurance business.

Learning Objectives

On completion of this course, students will be able to:

  • recognize the role of insurance as a risk management technique
  • recognize fundamental insurance concepts and the core functions of the insurance business
  • identify the coverages offered by standard personal lines and commercial lines insurance policies
  • identify examples of both ethical and unethical behavior in business

Designed For

Property/casualty insurance producers; adjusters
International Risk Management Institute, Inc. (IRMI) is the premier provider of risk and insurance continuing education and reference publications, and is considered the ultimate authority by leading insurance practitioners. Written by industry experts, IRMI courses provide the most up-to-date, practical and reliable information possible.

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