Health Savings Accounts _OH


This course explores health savings accounts: an increasingly popular vehicle that helps consumers meet their health care needs. Used in conjunction with high-deductible health plans (HDHPs), health saving accounts allow individuals to save for current and future medical expenses on a tax-advantaged basis. The course explains HSAs in detail, including how they are established, how they are maintained, who is eligible, how accounts are funded, and how the funds may be used.

Learning Objectives

Upon completion of this course, students will be able to:

  • demonstrate understanding of health savings accounts, their uses, and their tax-advantaged nature
  • identify the requirements for HSA eligibility
  • recognize the characteristics of the two parts of HSAs-the high-deductible health plan and the savings account itself
  • demonstrate an understanding of the contribution rules that pertain to HSAs, including limits, catch-up provisions, and the special rules for married people
  • articulate the tax issues surrounding HSAs
  • differentiate between permitted and nonpermitted HSA investments
  • recognize the difference between qualified and nonqualified medical expenses

Designed For

Life and health insurance producers; financial advisors


There is no formal prerequisite for this course; however, an understanding of basic forms of personal and group health insurance coverage would be beneficial.
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