IRMI on Personal Umbrella Insurance


“Umbrella” is an appropriate metaphor for the type of insurance that provides a broad protective shield against claims.  A personal umbrella policy can address client needs for higher limits and broadened drop down coverage over self-insured retentions. This course provides information on the characteristics and variations of typical personal umbrella forms and illustrates how a personal umbrella relates to and interacts with other personal insurance forms. 

Learning Objectives

Upon completion, students will be able to:

  • understand the nature of personal umbrella insurance and why a consumer might buy a personal umbrella policy
  • understand how a typical personal umbrella policy is structured
  • understand the coverages, exclusions, and conditions of a typical personal umbrella policy and endorsements that can be used to modify coverage

Designed For

Property and casualty insurance agents, brokers, and adjusters at any level in their career

International Risk Management Institute, Inc. (IRMI) is the premier provider of risk and insurance continuing education and reference publications, and is considered the ultimate authority by leading insurance practitioners. Written by industry experts, IRMI courses provide the most up-to-date, practical and reliable information possible.
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