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All courses below satisfy the CE requirements for the following American College Certifications: CASL, ChFC, CLF, CLU, FSCP, RICP, and WMCP.

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Professional Recertification Program CE Requirements

The American College of Financial Services’ continuing education program, PACE, has been phased out and replaced by the Professional Recertification Program. This became effective January 1, 2017. Please click here for more information.

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American College

Required Professional Recertification Program CE Hours

Designee Requirements

All applicable Professional Recertification Program requirements must be completed to maintain the right to use designations from The American College of Financial Services.

30 hours of CE including, 1 hour of ethics, will be required every two years.

American College Professional Recertification Program Continuing Education Course Category Restrictions

Programs pre-approved for CE credits by the CFP Board of Standards are accepted by the American College for the Professional Recertification Program.

Professional Recertification Program Renewal

Participation in the Professional Recertification Program is required for the following designations:

CLU®
RICP®
ChFC®
CLF®
CASL®
ChSNC®
CAP®
FSCP®

Participation is generally not required for legacy marks no longer offered to new students by The College, and for those conferred by other institutions, including REBC®, RHU®, ChHC®, and LUTCF. The CASL® designation remains subject to recertification.

The College requires designees to:

Recertify their knowledge with continuing education (CE) every two years
Recommit to The American College of Financial Services standard of ethics
Reconfirm client-facing* status annually
Update contact information annually
Pay an annual fee to enable The College to enforce the professional standards of the program

*Client facing: An individual can be client facing based on licenses, degrees, or certifications that individual holds, and/or how that person is compensated. A client-facing individual is defined as someone who holds a Resident or Non-resident State Life & Health License, and/or Investment Company & Variable Products (Series 6), General Securities Representative (Series 7), Municipal Securities Representative (Series 52), Mutual Funds (Series 63), Uniform Investment Adviser Law (Series 65) or Uniform Combined State Law (Series 66) registrations from FINRA, and/or is a JD, CPA or CFA®. Additionally, client-facing individuals collect compensation (commissions, fees or concessions) from their current work with clients and/or are managing/supervising individuals who are compensated from work with clients regarding the sale, recommendation, or advice on insurance or investment products.

Professional Recertification Program Renewal Period

Recertification periods are every 2 years, the current recertification period is 2019/2020. All CE is due December 31 of Recertification Period.

Students who earn their first designation during the first year of a recertification period will recertify during the next recertification period.

For example, for the recertification period beginning on Jan. 1, 2019, a student awarded a first designation on Aug. 1, 2019 is required to:

Pay the first recertification fee for the 2021/2022 recertification period
Complete 30 hours of CE for the 2021/2022 recertification period

Students who earn their first designation during the second year of a recertification period will be exempt from the following two-year period.

For example, a student awarded a first designation on Aug. 1, 2020 is required to:

Pay the first recertification fee for the 2023/2024 recertification period
Complete 30 hours of CE for the 2023/2024 recertification period

Professional Recertification Program Renewal Fees

Designees are to pay an annual recertification fee of:

$125 (for client-facing*designees) or
$50 (for non-client-facing* designees)

The fee will cover all of the participating designations a student earns from The American College of Financial Services.

The annual recertification fee is paid in advance of the recertification year. For example, the 2020 annual recertification fee will be due by December 31, 2019, and can be paid in the last quarter of 2019. A late fee will be assessed after the last day of the calendar year.

Repetition and Carryover

Carryover Rules

No credit may be carried over from excess hours earned during a reporting period.

Repetition Rule

Credit will not be received for any course taken more than once in any 2-year certification period.

Professional Recertification Program Certifications & Designations Course Requirements

Course Presentation

Designees must complete a pre-approved self-study program that contains an examination by which mastery of the program is demonstrated to the program’s sponsor.

Study Requirements

Self-Study Requirements: Students should read the course material prior to taking the final exam.

Professional Recertification Program Certifications & Designations Exam Requirements

Exam Rules

The final exam is open-book. Students may refer to the course material as often as needed.

Exam Proctor Requirements

Self-study final exams are open-book and do not require a proctor.

Passing Score

Self-Study Final Exam: 70%

Reporting and Professional Recertification Program Certifications & Designations Certificates of Completion

CE Reporting

CE credit that is taken outside of The College is self-reported online through one’s individual account with The College. The CE requirement must be reported by the end of the second year of the recertification period. The designee will be required to maintain appropriate documentation that substantiates the validity of any CE that is reported under the Professional Recertification Program.

Certificates of Completion

WebCE provides online, printable certificates of completion. Certificates of completion are available to print online immediately after the final exam is passed.

Professional Recertification Program Contact Info

The American College of Financial Services

Phone: 1-888-263-7265
Website: American College Online

WebCE^® provides information as a courtesy to individuals who are subject to continuing professional education (CPE) as CFP®s. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither WebCE nor its employees warrant or represent that this information is accurate and current. Since regulations are constantly changing, we suggest you check with your state’s board to answer any questions or confirm any information.

Last updated on 2/13/2020

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