Additional CE > Louisiana > Life / Health

Life & Health Insurance Law

Overview

On a daily basis, life and health producers deal with the formation and execution of legal contracts that take form and shape as insurance policies. Accordingly, producers should understand the legal concepts that are central to these contracts and to the business of transacting insurance. From an examination of insurance regulation to the basics of contract law, from the concepts of risk and insurable interest to consumer protections, this course discusses the general principles and doctrine of insurance law with which all producers should be familiar.

Summary Details

Hours

7.0

Price

$20.95







Learning Objectives

  • Understand the basis of law and regulation that govern the business of insurance
  • Understand how both federal and state laws protect consumers today through regulation of insurance products and insurance company trade practices
  • Define the agency relationship, who the involved parties are, and an insurer's potential defenses against liability
  • Explain the tax consequences of an insurance policy's failure to meet the definition of life insurance and the transfer of a life policy for valuable consideration
  • Explain the requirements and prohibitions the Patient Protection and Affordable Care Act (PPACA) places upon insurers
  • Understand the problem of unauthorized entities in the insurance industry and the consequences of representing an unauthorized insurer


Designed For:

Life and health insurance professionals 

Important Study Requirements: The Louisiana DOI does not permit agents to access the final exam until the student's time in the course equals the number of approved credit hours. The course must be stopped if the student is inactive for more than 30 minutes.


Course Information

Adding additional credit may change exam requirements.

Access Period: 12 months
Prerequisites: None
Delivery Method: Self-Study
PDF Download: Not Available
Course Approval Number: 33251
Provider of Record: WebCE
Provider Number: 9550-C
Last Reviewed: March 2025
Study Level: Intermediate
Approved For: Life / Health

Exam

Proctor: No
Passing Grade: 70
Questions: 25



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