Insurance CE > Florida > Life / Health

Universal Life Insurance

Overview

Before universal life, life insurance policies were inflexible and premium-dependent. Universal and variable universal life policies revolutionized insurance planning by adding goals like asset accumulation, tax planning, and retirement income. This course covers the unique features and applications of these policies, helping financial professionals understand their benefits, design premium strategies, and apply planning techniques.

Summary Details

Hours

6.0

Price

$17.95







Learning Objectives

  • Describe the policy styles that were developed before universal life insurance and the ways in which universal life is a much more flexible policy structure
  • Analyze the components of the universal life policy including premiums, cash value, costs, and loads
  • Detail your role in planning universal life policy premiums to meet clients’ objectives
  • Demonstrate the use of universal life insurance in financial planning for people and businesses
  • Contrast variable universal life insurance with universal life insurance
  • Highlight situations in which variable universal life is especially useful


Designed For:

Life and health insurance producers and finance professionals

Repetition Rule: The Florida DOFS does not permit agents to repeat the same course within 2 years of the original completion date.

This course has been approved by the Florida Department of Financial Services for insurance continuing education.

Provider of Record: WebCE
Provider Number: 364621


Course Information

Adding additional credit may change exam requirements.

Access Period: 12 months
Prerequisites: None
Delivery Method: Self-Study
PDF Download: Not Available
Course Approval Number: 41156
Provider of Record: WebCE
Provider Number: 364621
Study Level: Intermediate
Approved For: 214, 215, 216, 218

Exam

Proctor: No
Passing Grade: 70
Questions: 35



Recent Customer Course Comments

Comments are from students across the country who have recently completed the latest version of the course(s).