Good content.

I've been using WebCE for years. Good stuff!

Since I also use these courses for CFP, you need to have more courses in your library

I learned about QLAC for the first time!

The course material format was very effective.

Thank You

Lots of detail, some of it seemed like overkill

Keep up the good work !

This was a fun course to take!

I have two criticisms of this course. One, someone must edit the content as well as the exam questions. There are an inexcusable number of grammatical errors and at least 5 of the questions are poorly worded and do not take into account all the facts needed to complete the exam. For the record I scored 100% but many people could be tripped up by errors and exclusions in the wording of the questions. Second, the content is clearly biased towards annuities as a whole being great products. Like any investment they should be carefully considered before being recommended.

This is a great study course for getting your CE credits.

I enjoyed the lessons - very informative!

Thank You

Information was valuable and easy to understand.

particularly interesting especially the new paradigm with retirement planning away from vehicles to specific objectives

Due to the complications of annuities, their structure and taxation, tables and illustrations were quite helpful. Lengthy written out descriptions and examples were just confusing.

Good course but typos were surprising - hopefully these can be corrected for future students!

video examples were great, step by step. I liked the planning instructions, applying the concepts.

Excellent!

I dont like that it is timed, but understand why

awesome

This was a very thought provoking subject, however it was presented quite well.

I thought the statement implying that Social Security was less secure than the underlying strength of insurance company reserves was inappropriate and misleading.

not a lot of examples to better understanding

Excellent resource for CFP Continuing Education!

Confusing for me on which classes to choose. Had to call in which worked better because she showed how I could save money. So overall very satisfied

Confusing for me on which classes to choose. Had to call in which worked better because she showed how I could save money. So overall very satisfied

I love it!

Some of the questions were not in the reading material, but I knew the answers from being in the industry. Overall, a good experience.

the RMD age is 75 for individuals born 1960 or later. It is age 73 only for individuals born 1951 thru 1959. Please correct your course information.

Thank you!

Very good refresher course

I enjoyed taking this course and learned more in this course than anywhere else. Thank you!

Great information

Great CE instruction and easy to navigate online process.

Question 23 "What type of annuity requires annuitization?" was wrong. It also had a typo in it.

Great content about annuities and how to determine if they are suitable for clients.

I appreciated the updates. In particular, the content on Annuity Taxation and also QLAC's were needed refresher courses.

Very Good product

Thank you

This course very biased towards selling annuities

eXCEPTIONALLY WELL DONE - THANK YOU!

More examples would be meaningful.

Course way too long

short it just a bit

The percentage completion of the course should be based on the length of time of each segment. A ten minute segment should not be the same as a 1 minute on

When reviewing tests results only have the questions that were wrong shown to be reviewed, not all the questions and then having to scroll through to find which number questions were wrong.

Please consider including a discussion about fees for the annuities. I find this presentation very misleading.

Very good, comprehensive content. Occasionally, the read-aloud feature didn't start at the beginning of the section. Thank you.

The course incorrectly stated that annuitization is the only way to convert a sum of money into guaranteed lifetime income. A guaranteed lifetime income rider can as well. Also many people want more than just basic income needs guaranteed for life in todays world.

The course incorrectly stated that annuitization is the only way to convert a sum of money into guaranteed lifetime income. A guaranteed lifetime income rider can as well. Also many people want more than just basic income needs guaranteed for life in todays world.

This one was more appropriate in that I completed it in 4 hours for 3.5 hours of CE

took longer than 3.5 hours to complete

this is a course for advisers yet it refers to producers and sellers. IAR are neither sellers or producers.

This is the first time I used your course material. The 3.5 hour courses were difficult and would have preferred breaking these into smaller time segments. Otherwise I thought the course material was excellent. BTW, I purchased your course because you have a live person for support. I hate that chat and AI nonsense.

The format is easy to read and listen. The contents and questions are stated clearly. Thanks

great topic and course

Felt like it took a whole lot longer than four hours to complete.

I thought the course did a REALLY good job of taking complex topics and making them easy to understand. It didn't get too involved, and made sure the fundamentals were easily understandable. Thanks!

All Positive

I am surprised you did not have any questions pertaining to income riders on deferred annuities which are very common and utilized often.

This was possibly the best CE I have taken!!

This was a good product education course for some one brand new to the financial services industry. However, as a continuing education credit it was too simple. I would have preferred that something that was "continuing" my education would give me "new Knowledge." Perhaps more client examples where different product options can be looked at to learn some new ideas or deeper understanding.

While most of the CE courses I've taken provide little practical value to me, this was relevant, informative and useful

Very good (whiteboard) examples

In almost every case the time to read and go the material for reviews, including the exam was over the estimated time.

Clear and concise!

Thank you

This is the most well-written CE on the hated subject of annuities that I have seen in my 35 years in the business. Excellent.

thanks see you next year

The questions need to be shorter. Target 15 words. This CE content is so elementary, it's main objective should be to minimize the time wasted to satisfy the regulators.

Good information!!!!

Honestly learned a lot!

This course should have addressed fees, and the impact of fees on suitability. Annuities tend to be an expensive product, and would not constitute a good value for that reason for many clients. This course should address that fact.

Good course

Good course material and length.

it is odd to refer to a rate using a $ instead of %

Very Professional.

I have been working with annuities since 1995, keeping up with changes. However, this course explained some changes I was not aware of, and explained the exclusion ratio better than I've ever seen!

Super course- great content & easy to follow

one of the questions I answered correctly but a differeny answer wsa marked. this happened once b4 on another test

good overall content.

Make sure wording on test questions are correct. A question regarding Immediate Annuity, technically doesn't have an "accumulation" period. It has an annuitization period. It's deceiving.

Great job as always

Learned updated and detailed information on annuities. There was only one question that I could not answer via the outline.

The Read-It-To-Me Audio was appreciated but would be far more engaging if read by an actual person as opposed to an AI-generated computer voice.

i scored 100%, you must be a great teacher!

Just a tiny bit more detailed explanation, differentiation between annuity payout/tax treatment options would be helpful to me.

Comprehensive

thankyou

Very user friendly

I always choose WebCE! Excellent courses and easy to follow and I learn a great deal of what I don't already know

Annuities are very complicated products to learn about because of the many, many types that exist. Then those types have many options for payout, there are different allowances for each. All of that is to say, you cannot be wordy, repetitive, and convoluted when covering such a complex/nuanced topic. This was by far the hardest section to follow purely because of how way, way, WAY, too wordy it was. Financial professionals absorb information better when you are more succinct with facts and stories.

There should be quizzes at the conclusion of each chapter. In addition, the author should use more examples throughout the course. There should also be an Indes and a List of Definitions for the course.

The course could be clearer on what is needed for the final questions.

Thank you.

I finally learned what a QLAC is! What a great course. Thank you.

Thank you.

MATERIAL WAS CLEAR AND EASY TO UNDERSTAND

This was a very well done course. Best and most concise explanations of annuities I have seen. Thank you

interactive good addition

The classes ofver 2 hours contain a lot of information I personally prefer 2 hours or less per class options. I did really like the format though that provided all my series 65 CE's all in one package. I was able to go down the list and complete them all without trying to find them all myself. I just prefer the 2 hours or less because I can fit them into my calendar easier. Thank you for helping us be more efficient.

I really like that I can now download the material and the quiz. I want to do this study offline. This was an excellent, clear, concise summary of annuities.

great Course. Very informative & Easy to understand

Always a pleasure, especially the read to me option. Great.

Easy to navigate.

I really liked this course since the material was very interesting. Moreover, the course was presented in a clear manner. The only confusing part was at the end when Variable Annuitization was discussed especially the discussion on annuity units. However, I understand that this material was always going to be confusing so it couldn't be helped. I also appreciate the fact that you placed this material at the very end of the course (so as not to scare and intimidate the reader with the difficulty of the material) and that it was Not tested on. Hence, overall, I appreciate the small inclusion of this material so that I could be exposed to it again. (I think I read about it before when I was studying for one of my licenses.) Also, I really liked the examples offered in the texts and the explanatory videos. They helped make some of the more abstract concepts more concrete and understandable. Overall, a very good course which I thoroughly enjoyed. In fact, I think this is the best course I've taken so far with WebCE. In any case, I generally like your courses and find the tests fair and helpful. I really liked learning about annuities. It really helped me understand much of what I was working with at my previous position. Thanks.

Question 34 is missing a t on annuity

the videos talking through the calculations as they did them were helpful.

Test is too long

I found the content informative and liked that there were examples and ideas to apply for my practice.

Glossary of terms would be helpful in remembering for every course.

I answered the missed questions correctly. I am glad I passed.

The amount of reading seemed inverse to the credit hours.

Solid course. Good info on annuities.

loved that it offered 4 hours to go with other 4 already have

Read-it-to-me audio with multiple speed option is extremely helpful. Video visuals are clear spot on and simple making it very effective. The progress bar helps engagement as well. I am so glad I stumbled on to WebCE, I will be coming back every year moving forward. Thank you.

On page 37 of "Using Annuities for Retirement Income," towards the bottom of the page it states:"Compared to the owner of the owner of the deferred income annuity...." This wording doesn't seem correct.

Good course! Clear explanations!

Great Course - very clear and easy-to-understand

The AI-voice narration was extremely distracting. Many words and phrases are mispronounced.

All good!

Great learning program!

good ops support...knowledgeable staff.

The history of Mr. Ponzi goes back to 1920. That would have been fun to read!

I love Web CE and am loyal to it, easy to use. My colleagues love it too.

Good knowledge I learned, thank you

A complicated topic was made quite clear. Thanks.

The content of this course was more complicated. It would have helped to provide some addtional learning tools, such as videos, interactives, and maybe read-it-to-me audio.

This course requires better balance regarding its development of retirement and the need to invest in securities, bond equivalents and real estate with annuities. Annuities can only be a small part of a retirement planning because of inflation!

The screen design has a tendency to change your answer as you click through. This is very irritating because I initially selected the correct answer and upon review somehow the system changed it. On occasion I caught this and had to go back and change it. This is a real pain.

Remove the picture verifications of the bicycle, fire hydrants, buses, and traffic lights. Very confusing and stupid. They add no value. Also spell out the acronyms.

The information presented is thorough, comprehensive, and applicable to the application of content to selling annuities. Thank you!

Many representatives working for major firms such as Fidelity, Schwab, Vanguard etc. have no responsibility for annuities. The hours dedicated to this topic is excessive.

Even though I scored high, I still find the reasoning behind purchasing an annuity somewhat shaky. It seems that it is heavily weighed in the company's benefit... I would have liked more info on the option of using it for possible long term care.

Good course

LOL, I've been using you for years, and likely we will maintain our SF agency for 5-7 more. I prefer this methodology for courses.

Very helpful

When using read it to me audio, programs take much longer to complete than the stated hours earned.

Excellent course design. Helped me understand and learn the content with ease

Could have used more discussion of fixed indexed annuities as that is what everyone is selling -- caveats about projections and 'guarantees' vis a vis investments.

I liked the video and audio aids presented during the course.

Thank you for this effective training module.

The course was quite technical and required concentration! However, I gained a great deal of knowledge from it.

I thought the course was long and overwhelming.

There should be an illustration for each concept.

Practice quizes made allowed me to realize that I was misunderstanding the question.

This is one of the best CFP courses I've take Web CE. Perfect balance between concepts and details. The videos were really great for building understanding.

INSTRUCTIONS CLEAR AND EASY T UNDERSTAND

Been using WebCE for years. Great courses and fantastic content.

The read-it-to-me was very helpful, but was so mono-tone that I felt I was fighting to not fall asleep. Having an actual person present the content would be more beneficial. Otherwise, it was great!

I think videos would help more than audio

Deferred Income Annuities are archaic except for the QLAC. Questions should be more focused on deferred annuities including fixed, indexed and variable annuities. Deferred Income Annuities are what gave annuities a bad rep!

None at this time

"Retirement Income Planning Today" section can use a bit more depth to explain product options and what those might look like

very easy to navigate and very informational.

I miss having the Quizzes after Each Chapter. It was a good learning tool.

Awesome....Totally Awesome!

Very good overall!

Good quality course material. New and updated course material and content is very helpful for producers to enrich their knowledge!

Keep up the good work

Some of your reasoning in the questions was off. Also, there were two questions answers which conflicted with each other. Overall, though, I would recomend this course to anyone.

Excellent very organized

Thank you

Good course. Some of the calculations were a little difficult but were explained well were you could figure it out if you took the time.

Overall, the course was very helpful and informative

The two courses "Using Annuities for Retirement Income" and "Annuity Suitability and Best Interest Standards" contain a lot of detail and I appreciate the coverage on the concepts. However, my only concern has to do with qualified and nonqualified annuities. I think more could have been covered on DEFINING tax deductible, and the procedural steps of HOW to actually link an annuity to a tax-advantaged “qualified” retirement plan such as IRA, 401(K), and SEP. Although I know that annuities can be used in conjunction with qualified plans, I'm still not exactly sure how the conjunction is made -- that is, the operational process of linking one qualified plan (e.g., a qualified annuity) to another qualified plan (e.g., a self-directed or employer-sponsored IRA). Other than that, I thought these course were outstanding!

Wish course materials were more tailored to my day to day work activities - employee benefits...

Very easy and logical movement from screen to screen and accessing the exams.

Great job

Some of the examples are very lenghthy and sometimes very difficult to follow.

solid material.

Excellent course. Thanks.

great course! I just need to make sure that when I answer a test question that my mouse does not hover over the question as I move on as I see that it some times would change my answer to D that last option for the question.

Good material and very relevant.

very through content and exceptional learning experience.

In the age of google and immediate answers, streamlining content is always helpful

Would love to see more interactives on the learning site

Thank you for making this easy !

Always good CEs, I take all my CEs on WebCE, like how you track our history, even let us know if duplicating a course and the course catloge with its explanations and topics cearly ID