Buildings and contents located on a farm are unique. The buildings may function for the insureds’ personal use (such as their home) or their business use (such as their farm/ranch operations), and the personal property may include both household and farm business property. There are also items that do move around on and off the farm premises, such as tractors, combines, and livestock. This course explains the various exposure and reviews the forms that can be used to address them. 

Upon completion, students will be able to:

• identify key property exposures that farm and agribusiness accounts face and recognize the insurance form and/or endorsement(s) that can be used to address a given exposure
• identify the types of property and locations that are covered and excluded from coverage under specific farm property policy forms and endorsements
• recognize the effect of key farm property policy provisions, additional coverages, conditions, and exclusions
• recognize situations in which the various farm property endorsements apply and identify how they can function to the advantage or disadvantage of the insured

Property and casualty insurance agents, brokers, and adjusters at any level in their career