This course—Commercial Auto, Surety, CIPs, and Miscellaneous Lines—begins with a description and brief analysis of the typical structure and format of a contractor’s insurance program. It provides an overview of various additional coverage needs of many contractors, including auto liability, professional liability, pollution liability, employment practices liability, directors and officers liability, and fiduciary liability insurance. It also discusses the two coverage triggers—occurrence and claims-made—with particular emphasis on the latter which is often used with professional liability policies. In addition, this course provides an overview of two special areas of importance for contractors—consolidated insurance programs (CIPs) and surety bonds.