Virtually all organizations face risks from the Internet and e-commerce, leading to various liability and property loss exposures. This course reviews these exposures and the insurance policies designed to cover them. It also examines common exclusions in cyber and privacy policies, highlighting how variations in wording impact coverage.

• recognize the 10 key areas of confusion inherent in cyber and privacy coverage, beginning with the fact that it is referred to under different names by different insurers
• list and describe the three major types of third-party liability losses and the eight major types of first-party property losses that result from cyber and online activities loss
• identify various loss control measures that can be applied to eliminate, or at least reduce, the extent to which a business can be financially impacted by these loss exposures
• identify the most important exclusions found within cyber and privacy forms, explain how different insurers’ versions of these same exclusions vary, and understand how such differences impact the scope of coverage the policies provide

Property and casualty risk, safety, insurance, and finance professionals