Pollution Insurance for Manufacturers

Course Details

This course is not subject to discount pricing.

Additional Credit Available:

Add AFIS Renewal Credit
Add CRIS Renewal Credit
Add ERIS Renewal Credit
Add MLIS Renewal Credit
Add TRIP Renewal Credit
Add Insurance CE

Delivery Method: 


PDF Download: 


Provider of Record: 


Last Reviewed: 

April 2023

Study Level: 




Access Period:

12 months

Exam Requirements

Proctor Required: 


Passing Grade: 






Please note: Adding Additional Credit may change exam requirements.


Pollution risks present unique challenges for manufacturers. While some pollution incidents are immediately apparent, others occur slowly, often undiscovered, for many years. This is particularly true for manufacturers that were operating before many of the current environmental regulations. The related damages often fall within the pollution exclusions of commercial insurance policies. 

This course examines the scope of coverage for these risks under basic policies—such as CGL, business auto, and umbrella policies—with specific attention to the risks not covered under these policies. It then reviews the scope of coverage offered by environmental insurance options with a focus on similarities and the significant differences that can have a profound impact on coverage.  

Learning Objectives

On completion of this course, students should be able to 

  • recognize the types and sources of pollution liability affecting businesses in general, 
  • recognize the specific types of pollution liability faced by businesses in the manufacturing industry and identify regulations intended to address those exposures, 
  • identify risk management concerns that manufacturers need to address, 
  • recognize specific provisions in standard insurance policies that address pollution exposures, 
  • recognize the coverage features commonly available in pollution liability policies from specialty insurers. 

Designed For

PC Producers
International Risk Management Institute, Inc. (IRMI) is the premier provider of risk and insurance continuing education and reference publications, and is considered the ultimate authority by leading insurance practitioners. Written by industry experts, IRMI courses provide the most up-to-date, practical and reliable information possible.