Essentials of Regulations, Statutes, and Motor Carrier Liability Coverage

Course Details

This course is not subject to discount pricing.

Additional Credit Available:

Add AFIS Renewal Credit
Add CRIS Renewal Credit
Add ERIS Renewal Credit
Add MLIS Renewal Credit
Add Insurance CE

Delivery Method: 

QAS Self-Study

PDF Download: 


Provider of Record: 


Field of Study: 

Specialized Knowledge

Last Reviewed: 

July 2021

Study Level: 


Access Period:

12 months

Exam Requirements

Proctor Required: 


Passing Grade: 






Please note: Adding Additional Credit may change exam requirements.


Transportation is a major force in the U.S. economy, and the trucking industry is a major force in transportation. This course introduces trucking exposures and insurance to finance those exposures, focusing on the standard coverage forms developed for this line by Insurance Services Office, Inc. It examines key motor vehicle statutes, the public policy issues behind the statutes, and the effect of these statutes on various types of commercial auto and motor carrier coverages.

The course begins by taking a broad look at some of the most common types of statutes and then moves on to a detailed analysis of the business auto coverage form and the motor carrier coverage form (2013 edition dates). Following that is a review of common endorsements to modify policy provisions, expand or restrict coverage, add additional insureds, and tailor the policy to apply to specific types of risks. The policies’ declarations pages are also considered at some length, and contractual and hired/nonowned exposures are discussed from the perspective of the various exposures.

Learning Objectives

Upon completion, students will be able to:

  • recognize the effect of certain motor vehicle statutes that have been enacted to deal with the economic consequences of motor vehicle accidents
  • compare the purposes and identify similarities and differences among business auto and motor carrier insurance policies
  • given a stated objective, select appropriate coverage symbols for each of the coverages in business auto and motor carrier policies
  • identify the parties insured by business auto and motor carrier policies
  • recognize the purpose and effect of the exclusions found in business auto and motor carrier policies
  • recognize the effect of various regulations affecting motor carriers
  • select appropriate endorsements to modify a business auto and motor carrier policy to accomplish stated objectives, and recognize the effect of those endorsements
  • given a case situation and relevant policy information, determine whether and to what extent a given commercial auto or motor carrier loss would be covered

Designed For

Property and casualty risk, safety, insurance, and finance professionals


An understanding of motor carrier/trucking exposures and insurance coverage.
International Risk Management Institute, Inc. (IRMI) is the premier provider of risk and insurance continuing education and reference publications, and is considered the ultimate authority by leading insurance practitioners. Written by industry experts, IRMI courses provide the most up-to-date, practical and reliable information possible.

Advanced Preparation


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