Mississippi Insurance Exam Prep & Licensing Requirements

Individuals must complete a pre-licensing course of study for the lines of authority desired before taking any examination. The prelicensing course must consist of 20 hours per line of authority on the general principles of insurance for that line of authority. The lines of authority requiring a pre-licensing course are as follows:

• Life – 20 hours (effective July 1st, 2024, Prelicense education is no longer required for Life -Only course)
• Health and Accident – 20 hours
• Life, Health, and Accident – 40 hours
• Property – 20 hours
• Casualty – 20 hours
• Property and Casualty – 40 hours
• Personal Lines – 20 hours

1. Meet the general eligibility criteria
   • Be at least 18 years of age.
   • Reside or maintain a principal place of residence in Mississippi.


2. Complete required prelicensing education
   • Prepare for the Mississippi State Exam by completing a pre-licensing course of study.
   • To satisfy the requirements for your course, you will need to pass a monitored Exam Prep Course Certification Exam with a 70% or greater.
   • After passing the Exam Prep Course Certification Exam, you will be able to download a PDF Certificate of Completion which is valid for two years from the date of completion; you will need to take and pass your state exam within this timeframe.


3. Register and pass state licensing exam
   • Make an exam reservation at www.pearsonvue.com/ms/insurance or by calling (866) 407-2057.
   • Bring two forms of current signature identification (a valid driver’s license, non-driver ID, passport, military ID, or employee ID card, credit card).
   Before making an exam reservation applicants should thoroughly review the State of Mississippi Licensing Candidate Handbook. The Candidate Handbook and additional licensing information can be accessed by clicking on the Student Handbook button above.


4. Apply for a License
   • After passing the exam, apply for your license through Sircon or www.nipr.com.

• Per Mississippi PLE requirements, applicants are required to complete all of the lessons in the pre-license education course sequentially before they can be issued a certificate of completion.
• Students must pass the closed-book monitored Exam Prep Course Certification exam with a score of 70% or higher.
• Exam Requirements: Self-Study exams are closed-book and must be monitored by a disinterested 3rd party. The disinterested third party must be minimum age of 18 years old and can be anyone except family members or anyone in whom the monitor instructor has an economic or other interest in assuring the successful outcome of the examination. Co-worker monitors must not be above or below in the student's line of supervision.
• If the final exam is not passed on the first attempt, students have an unlimited number of retakes.
• WebCE suggest to then utilize Exam Tutor and Flash Tutor for further practice before your exam day.

• A letter of clearance is submitted from previous home state (unless license status can be verified on the National Producer Database)
• Must submit an application to the Department within 90 days of clearing their resident license from the previous home state.