CFP + Insurance CE

Senior Needs Planning

Overview

Today’s retirees face more uncertainty and fewer traditional pension plans, making retirement planning crucial. Rising healthcare costs, including long-term care, threaten financial security. This course helps insurance professionals and financial practitioners assist senior clients in planning for a secure retirement with suitable financial products, covering income planning, healthcare, estate distribution, and final needs.

Summary Details

Hours

11.0





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Learning Objectives

  • Describe the characteristics of today's retirees and their retirement income planning goals
  • Explain the required minimum distribution rules that apply to qualified plans and individual retirement accounts
  • Explain the benefits and limitations of Social Security
  • Demonstrate an understanding of how life insurance and annuities can provide supplemental income and lifetime benefits
  • Demonstrate an understanding of the importance of Medicare, Medicaid, Medicare supplement insurance, and long-term care insurance
  • Demonstrate an understanding of financial practitioners' ethical duties when working with senior clients


Designed For:

Life and health insurance producers and finance professionals working with senior clients



Course Information

Adding additional credit may change exam requirements.

Access Period: 12 months
Prerequisites: None
Delivery Method: Self-Study
PDF Download: Available
Provider of Record: WebCE
Provider Number: 2257
Last Reviewed: November 2025
Study Level: Intermediate
Approved For: General

Exam

Proctor: No
Passing Grade: 70
Questions: 55
Retakes: Unlimited



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