Florida Insurance Continuing Education Requirements

All Producers & Adjusters licensed LESS than 6 years

• Law & Ethics Update: 4 CE hours

All Producers & Adjusters licensed 6+ years

• Law & Ethics Update: 4 CE hours

Customer & Limited Customer Representatives

• Law & Ethics Update: 4 CE hours

• The Law & Ethics Update course must be in the license type held. If licensed in more than one line, only one 4-hour course must be completed.
• Customer Representatives and Limited Customer Representatives must complete the 4-hour Law and Ethics Update course for the 220 line of authority.
• DFS will allow completion of a 4-hour Law and Ethics Update course to satisfy an old 5-hour requirement of a licensee’s late renewal period, however, the licensee must email [email protected] and ask for assistance in adjusting their records.
• Public Adjusters (03-20) can only satisfy elective credits by taking CE courses approved for Public Adjusters.
• All other courses may be any line of authority.

• Insurance agent and adjuster licenses are perpetual (no renewal required), provided that the licensee is properly appointed.
• The license will expire if it goes 48 months without an appointment.
• Failure to complete continuing education requirements may result in cancellation of an appointment that could lead to expiration of the license.

• WebCE courses are classified as online self-study courses.
• As a self-study provider approved by the Florida Department of Financial Services (FLDFS), WebCE is required to ensure students fully complete a course for the credit hours approved to continue to be in compliance with Rule 69B-228 of Florida Administrative Code. Students will not be able to access the final exam until they read the course material, answer each set of end-of-chapter quizzes with a score of at least 70 percent and spend the minimum required time in course.
• Self-study exams are open-book and do not require a monitor.
• Final exam passing score: 70%
• If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

• Non-resident producers who meet their home state CE requirement are exempt from the FL CE requirement.
• Non-resident title agents must meet the FL CE requirement.
• Non-resident adjusters are broken down into three categories with differing requirements. Please refer to the following state charts for more information:
  • Non-Resident All-Lines Adjuster Reciprocity
  • Non-Resident Public Adjuster Reciprocity
  • Non-Resident Designated Home State Adjuster Reciprocity

• Individuals with a limited lines license that an exam is not required.
• Individuals with any of the following limited licenses: dental representative, motor vehicle physical damage and mechanical breakdown agent and crop hail and multiple peril crop agent.
• Individuals who are officials or employees of a government entity and whose job description requires them to say current on insurance issues. Request for approval from the Florida Department of Financial Services is required.