CFP®CE

Fixed Annuities - CLEQ

Overview

Market volatility, shrinking retirement savings, increasing longevity, and high late-life health care costs have changed retirement planning. It now focuses on accumulating sufficient assets and efficiently distributing them during retirement. Fixed annuities, both traditional and indexed, provide a stable, guaranteed value for a diversified retirement plan. This course offers an in-depth study of fixed annuities, highlighting their role in retirement savings and distribution.

Summary Details

Hours

3.0





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Learning Objectives

  • Explain the purpose and function of annuities, both immediate and deferred
  • Describe the differences between traditional fixed annuities and indexed annuities
  • Explain how fixed and indexed annuity values grow
  • Outline how annuities can be used for tax-deferred accumulation and lifetime income
  • Demonstrate an understanding of the tax treatment of annuities at all phases: during accumulation, during payout, and at death
  • Describe the benefits and drawbacks of fixed annuities, and when they may-and may not-be suitable for consumers


Designed For:

Life and health insurance producers and finance professionals



Course Information

Adding additional credit may change exam requirements.

Access Period: 12 months
Prerequisites: None
Delivery Method: Classroom Equivalent
PDF Download: Not Available
Provider of Record: WebCE
Provider Number: 2257
Last Reviewed: January 2025
Study Level: Intermediate
Approved For: General

Exam

Proctor: No
Passing Grade: 70



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