Insurance CE > Texas > Life / Health

Introduction to Indexed Products - CLEQ

Overview

This course provides a comprehensive look at two of the newest forms of life insurance products: indexed life insurance and indexed annuities. The course explains these unique products by comparing and contrasting them to traditional life and annuity products and explores the various interest crediting techniques insurers use to determine cash value growth and contract accumulations. It examines the features, benefits, and limitations that characterize these products and explores the many needs they serve. 

Summary Details

Hours

6.0







Learning Objectives

  • Identify the basic types of annuities and annuity contract provisions
  • Describe the primary advantages and disadvantages of annuities
  • Explain how indexed life insurance products work
  • Discuss appropriate suitability and marketing practices in the sale of life insurance and annuities
  • Identify and explain the special issues that apply to the sale of life insurance and annuity products to senior consumers
  • Discuss the new developments taking place with respect to indexed products


Designed For:

Life and health insurance producers and finance professionals


Approval Entity
ClearCert assists leading insurance carriers with their responsibility to certify producer compliance with mandatory AML, Annuity, LTCI, and Flood training requirements. WebCE has participated in the ClearCert network since the company was founded in 2008 to ensure producers receive full credit from their carriers for their course completions. WebCE will automatically report completion of this course to ClearCert.


Course Information

Adding additional credit may change exam requirements.

Access Period: 12 months
Prerequisites: Basic understanding of annuities
Delivery Method: Classroom Equivalent
PDF Download: Not Available
Provider of Record: WebCE
Provider Number: 46877
Last Reviewed: November 2025
Study Level: Intermediate
Approved For: ANNUITY, CLEQ

Exam

Proctor: No
Passing Grade: 70
Retakes: Unlimited



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