Individuals must complete a pre-licensing course of study for the lines of authority desired before taking any examination. The prelicensing course must consist of 30 hours per line of authority on the general principles of insurance for that line of authority. The lines of authority requiring a pre-licensing course are as follows:

• Life – 30 hours
• Health and Accident – 30 hour
• Property and Casualty – 30 hours
• Adjuster – 30 hours

1. Meet the general eligibility criteria
   • Be at least 18 years of age.
   • Maintain principal place of residence or business in Guam.
2. Complete required prelicensing education
   • Prepare for the Guam Licensing Exam by completing a pre-licensing course of study.
   • To satisfy the requirements for your course, you will need to pass a closed-book non-monitored Exam Prep Course Certification Exam with a 70% or greater.
   • When making a licensing exam reservation, applicants will be required to present your Certificate of Completion at your licensing exam. After passing the Exam Prep Course Certification Exam, you will be able to download a PDF Certificate of Completion.
3. Register and pass state licensing exam
   • Please note licensing exams are only offered once a month. Please visit University of Guam website for more information and to schedule your exam. Please see the list of dates below for available exam dates. Test time will only be at 1 p.m. (Check-in begins at 12 p.m.). The registration deadline is 12:00 pm on the day before the intended exam date.
   Exam Dates
   • October 24, 2025
   • November 21, 2025
   • December 19, 2025
4. Apply for a License
   • After passing your licensing exam, applicants must come personally to the Guam Department of Revenue and Taxation and complete their licensing application. Appointments are not required; walk-ins are welcome.

• Per Guam PLE requirements, applicants are required to complete all the lessons in the pre-license education course sequentially before they can be issued a certificate of completion.
• Students must pass the closed-book non-monitored Exam Prep Course Certification exam with a score of 70% or higher.
• If the final exam is not passed on the first attempt, students have an unlimited number of retakes.
• WebCE suggest to then utilize Exam Tutor and Flash Tutor for further practice before your exam day.

90 days from the date of purchase. One additional extension for an additional 90 days can be purchased for $50.

Course completions are reported to SBS every business day.

Online PDF certificates of completion are available to print immediately after the final exam is passed. Pre-licensing course certificates are valid for one year from the date of completion.

1. Submit an application for licensure for an insurance producer that has been submitted to the applicant’s home state or a completed NAIC Uniform Application (Business or Individual).
2. Certificate of good standing issued by the Insurance Commissioner in the applicant’s home state and proof of active license.
3. An insurance producer applicant who is not a broker must submit an agency appointment from a Guam licensed insurer or from a Guam licensed resident general agent together with the completed application.