Colorado Insurance Continuing Education Requirements

Producers & Public Adjusters

24 CE hours total including:

• Ethics: 3 CE hours

Property/Casualty & Personal Lines Producers

Homeowners Insurance Coverage: 3 CE hours
Claims-Made Policy Training: 2 CE hours as a one-time training must be completed prior to selling claims-made insurance policies

Licensees must take at least 18 hours in license type held. If multi-licensed, any course is allowed. Excess Ethics and Homeowners hours will not count towards the 18-hour license specific CE requirement.

The last day of the producer's birth month every 2 years based on odd/even birth year.

You cannot repeat the same course within 2 years from the original course completion date.

Annuity Best Interest Training
Hours: 4
Frequency: One-time training of a 4-Hour Annuity Suitability and Best Interest Standards course must be complete prior to selling annuity products.

Residents and non-residents who have completed training including the NAIC Best Interest Standards in another state with laws similar to Colorado law will be deemed compliant with this requirement.

Annuity Training Information

Initial Training
Hours: 16
8 of the 16 hours should consist of general LTC, which can be taken online self-study or in a classroom. The remaining 8 hours should be specific to LTC partnership, which must be taken in a classroom.
Frequency: One-time training must be complete prior to selling LTC products.

Ongoing Training
Hours: 5
Frequency: Ongoing training must be completed in a classroom setting every 2 calendar years, following the completion of the initial training requirement.

Residents and non-residents who have completed this training in another state with laws similar to Colorado's law will be compliant with the requirement.

LTC Training Information

NFIP Flood Training
Hours: 3
Frequency: One-time training must be complete prior to selling flood insurance products.

Flood Training Information

A maximum of 12 hours may be carried over to the next renewal period as long as they were completed with 120 days prior to the compliance deadline. Excess Ethics carry over as General credit.

1. Electronic renewals will be available 90 days prior to the expiration date.
2. To complete license renewal, Continuing Education requirements must be met prior to submission of a renewal application.
   All Continuing Education requirements are to be completed before 10 PM MST on the last day of your expiration date.
3. Complete renewal application and submit fees.

Renew online

• WebCE courses are classified as online self-study courses.
• Students should read through the course material for each course before attempting a final exam.
• Self-study exams are closed-book and require a monitor.
• Monitor requirements: A disinterested third party minimum age of 18 years who has no family or financial relationship. Monitors may not serve for examinations of family members, relatives, or dependents; employers or supervisors; employees or subordinates; partners, joint ventures, or co-owners; or for anyone in whom the monitor or instructor has an economic or other interest in assuring the successful outcome of the examination.
• Exams may be remotely monitored. Please refer to our Virtual Monitoring Guide for more information.
• Final exam passing score: 70%
• If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

12 months from the original date of purchase, unless otherwise posted on the course description page and student dashboard.

Immediately upon course completion to Sircon.

Online PDF certificates of completion are available to print immediately after the course is completed. Licensees should maintain the original certificate of completion in his or her files for 5 years.

Non-resident licensees who meet CE requirements in their home state are not required to meet Colorado CE requirements.

The following exemptions apply to these CE requirements:

• First-time producers have until their second continuation cycle to comply.
• Producers licensed to write only one or more of the following are exempt: travel ticket selling, title, limited lines credit, and/or crop hail.