Utah Insurance Continuing Education Requirements

Producers & Adjusters

24 CE hours total, including:

• Ethics: 3 CE hours
• Classroom or Classroom Equivalent: Minimum 12 CE hours

Title Producers

12 CE hours total, including:

• Ethics: 3 CE hours
• Classroom or Classroom Equivalent: Minimum 6 CE hours

Licensees may take courses in any line of authority.

The last day of the licensee's birth month, every 2 years, based on odd/even birth year.

Courses cannot be repeated more than once in a 2 year license term.

Annuity Best Interest Training
Hours: 4
Frequency: One-time training of a 4-Hour Annuity Suitability and Best Interest Standards course must be complete prior to selling annuity products.

Residents and non-residents who have completed training including the NAIC Best Interest Standards in another state with laws similar to Utah law will be deemed compliant with this requirement. Non-residents who have taken a 4-hour course in another state may take the 1-hour NAIC Best Interest Standard for Annuity Transactions course to comply with Utahs' requirement.

Annuity Training Information

Initial Training
Hours: 3
Frequency: One-time training must be complete prior to selling LTC products.

Ongoing Training
Hours: 3
Frequency: Ongoing training must be completed every license period, following the initial training requirement.

Residents and non-residents who satisfy the training requirements of another state with laws similar to Utah law will be compliant with the requirement.

LTC Training Information

NFIP Flood Training
Hours: 3
Frequency: One-time training must be complete prior to selling flood insurance products.

Flood Training Information

Excess CE credits may not be carried over to the next renewal period.

1. Electronic renewals will be available 90 days prior to the expiration date.
2. Continuing Education requirements must be met prior to submission of a renewal application.
3. Complete renewal application and submit fees.

Renew online

• WebCE courses are classified as online self-study or online classroom equivalent courses.
• Self-Study Course Presentation:
  • Students should read through the course material for each course before attempting a final exam.
  • Self-study exams are open-book and do not require a monitor.
  • Self-study final exam passing score: 70%
• Classroom Equivalent Courses:
  • Students must take and pass a series of interactive quizzes throughout the course with a minimum score of 70 percent for each interactive quiz.
  • Classroom equivalent courses do not have final exams.
• If the final exam or interactive quizzes are not passed on the first attempt, students have an unlimited number of retakes.

12 months from the original date of purchase, unless otherwise posted on the course description page and student dashboard.

Immediately upon course completion to Sircon.

Online PDF certificates of completion are available to print immediately after the course is completed. Licensees must keep a copy of each certificate of completion in his or her file for 5 years.

Non-resident licensees who have complied with CE requirements in their home state are not required to complete additional CE for their non-resident license in Utah. If the licensees resident state does not require CE, then the licensee must complete the CE requirements for Utah.

The following individuals are exempt from Utah CE requirements:

• Producers who was first licensed before December 31, 1982 may be exempt from continuing education requirements.
• Title producers who have been licensed 20+ years are only required to complete 6 CE hours total including 3 hours of ethics, 50% must be in classroom or classroom equivalent courses
• Producers whose license lapses due to military service, voluntary service for a period of time designated by the person for whom the licensee provides service, or other extenuating circumstances (i.e. medical disability), may be exempt from continuing education requirements.
• Producers who maintain the following designations: CLU, ChFC and RHU with completion of the PACE program, CPCU with completion of the CPD program, CFP, REBC, CIC, ACSR, CRM, SOFE, or IRES with completion of their continuing education requirements.