Insurance

Fixed Annuities

Overview

Market volatility, shrinking retirement savings, increasing longevity, and high late-life health care costs have changed retirement planning. It now focuses on accumulating sufficient assets and efficiently distributing them during retirement. Fixed annuities, both traditional and indexed, provide a stable, guaranteed value for a diversified retirement plan. This course offers an in-depth study of fixed annuities, highlighting their role in retirement savings and distribution.

Summary Details

Hours

4.0

Price

$19.95





Save Time and Money with Additional Credit


Select all the additional credit you need and then add to cart




Learning Objectives

  • explain the purpose and function of annuities, both immediate and deferred
  • describe the differences between traditional fixed annuities and indexed annuities
  • explain how fixed and indexed annuity values grow
  • outline how annuities can be used for tax-deferred accumulation and lifetime income
  • demonstrate an understanding of the tax treatment of annuities at all phases: during accumulation, during payout, and at death
  • describe the benefits and drawbacks of fixed annuities, and when they may-and may not-be suitable for consumers


Designed For:

Life and health insurance producers and finance professionals



Course Information

Adding additional credit may change exam requirements.

Access Period: 12 months
Prerequisites: None
Delivery Method: Self-Study
PDF Download: Available
Provider of Record: WebCE
Provider Number: 2257
Last Reviewed: December 2024
Study Level: Intermediate
Approved For: General

Exam

Proctor: No
Passing Grade: 70
Questions: 20



Recent Customer Course Comments

Comments are from students across the country who have recently completed the latest version of the course(s).