Insurance CE > Florida > Life / Health

Final Expense Insurance

Overview

This course covers final expense insurance, including common policy types and their provisions, underwriting standards, and the market for these plans. It also explains typical buyers’ needs and motivations, and concludes with tips on ethically presenting these policies to prospects to grow their business. 

Summary Details

Hours

4.0







Learning Objectives

  • Understand the final expense insurance product and its applications in a given case
  • Identify the size, composition, and needs of the final expense market
  • Understand the difference between simplified issue and guaranteed issue graded benefit policies
  • Explain common riders and features found in final expense policies
  • Understand the needs-based approach to selling final expense insurance
  • Identify the special ethical considerations that attend to selling insurance to senior buyers


Designed For:

Licensed life and health insurance producers, licensed pre-need brokers, funeral directors, advisors working with senior clients

Repetition Rule: The Florida DOFS does not permit agents to repeat the same course within 2 years of the original completion date.

This course has been approved by the Florida Department of Financial Services for insurance continuing education.

Provider of Record: WebCE
Provider Number: 364621


Course Information

Adding additional credit may change exam requirements.

Access Period: 12 months
Prerequisites: None
Delivery Method: Self-Study
PDF Download: Not Available
Course Approval Number: 98445
Provider of Record: WebCE
Provider Number: 364621
Last Reviewed: April 2025
Study Level: Intermediate
Approved For: FL-216 Life Only

Exam

Proctor: No
Passing Grade: 70
Questions: 25



Recent Customer Course Comments

Comments are from students across the country who have recently completed the latest version of the course(s).