CE > Ohio > Property and Casualty

Personal Lines Insurance Coverage Gaps

Overview

Today's insurance buyer is bombarded with ads and commercials that suggest that price is the only important attribute of an auto or homeowners policy. But using only price can often result in minimal coverages that contain major gaps. The purpose of this course is to provide a reviews of gaps in coverage that can occur when clients have exposures that may not be covered by standard auto and homeowners policies.

Summary Details

Hours

10.0





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Learning Objectives

  • Identify common coverage gaps that individuals and families face with respect to their insurance coverages
  • Understand the policy coverage provisions, exclusions, and limitations that lead to these coverage gaps or inadequacies
  • Identify and describe pertinent coverage gaps in insurance programs
  • Understand how to address the gaps with appropriate changes to policies or using additional forms of insurance
  • Use approaches that result in properly coordinated personal insurance programs


Designed For:

Property and casualty insurance agents, brokers, adjusters, and claims professionals at any level in their career


International Risk Management Institute, Inc. (IRMI) is the premier provider of risk and insurance continuing education and reference publications, and is considered the ultimate authority by leading insurance practitioners. Written by industry experts, IRMI courses provide the most up-to-date, practical and reliable information possible.

Course Information

Adding additional credit may change exam requirements.

Access Period: 12 months
Prerequisites: None
Delivery Method: Self-Study
PDF Download: Not Available
Provider of Record: WebCE
Provider Number: 937
Study Level: Intermediate
Approved For: Property and Casualty

Exam

Proctor: No
Passing Grade: 70
Questions: 100



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