Insurance CE > Texas > Property and Casualty

Earthquake Insurance (Generic)

Overview

Virtually impossible to predict, earthquakes can cause major damage to buildings and personal property, as well as serious injuries and deaths. This course equips insurance producers with the knowledge and understanding needed to provide clients with appropriate earthquake coverage options and to inform them of any limitations on their earthquake coverage. It explains the extent to which standard insurance policies cover—and often fail to cover—earthquake losses and describes endorsements, policy modifications, and other options that can be used to fill coverage gaps and to provide earthquake coverage.

Summary Details

Hours

3.0

Price

$15.95







Learning Objectives

  • identify the basic characteristics of the earthquake exposure and recognize the extent of the exposure within the United States
  • recognize the effect of various earthquake-related exclusions and limitation in homeowners policies and other personal lines policies
  • identify homeowners endorsements for earthquake coverage and understand the impact of deductibles, limits, and other provisions
  • understand earthquake-related exclusions and limitations in commercial property and businessowners policies
  • identify endorsements for earthquake coverage and the impact of deductibles, limits, and other provisions
  • recognize the extent to which other types of common personal lines and commercial lines policies cover or exclude earthquake losses


Designed For:

Property and casualty insurance agents and brokers

Important Study Requirements: The Texas DOI does not permit agents to access the final exam until the student's time in the course equals the number of approved credit hours.

International Risk Management Institute, Inc. (IRMI) is the premier provider of risk and insurance continuing education and reference publications, and is considered the ultimate authority by leading insurance practitioners. Written by industry experts, IRMI courses provide the most up-to-date, practical and reliable information possible.

Course Information

Adding additional credit may change exam requirements.

Access Period: 12 months
Prerequisites: None
Delivery Method: Self-Study
PDF Download: Available
Provider of Record: WebCE
Provider Number: 46877
Study Level: Intermediate
Approved For: General

Exam

Proctor: No
Passing Grade: 70
Questions: 30



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