1. Complete Prelicense Education: Successfully taught or completed a 40 hour life, variable contracts prelicensing course within four (4) years of application date. Click here to find a course.


2. Fingerprinting: Fingerprinting is a mandatory requirement for almost all of the licenses, registrations, and certifications we issue. Visit IdentoGO website and follow instruction on Fingerprinting process.
   
   Florida's fingerprinting fees have increased from $47.05 to $48.05. The increase is effective immediately. Please visit www.myfloridacfo.com for additional Fingerpirnting information.


3. Apply for State Exam: Candidates may make a reservation by visiting www.pearsonvue.com . Candidates should make a reservation at least one (1) business day before the desired examination date. If you have problems making your reservation online, you may call (888) 274-2020


Materials Needed to Register:
• Candidates must present one (1) form of current unexpired signature identification. Identification must be in English, the government issued, photo-bearing with a valid signature.
• Approved translation dictionary (for applicants who use English as a second language).
Testing center Fees: Commencing 1st October 2018 exam prices have increased from $42 to $44.. For more exam information and fees, please visit State of Florida Insurance Licensing Information Bulletin.


4. Apply for your License: Submit a license application to the Department online at www.MyFloridaCFO.com/Division/Agents and click on MyProfile upon successful completion of the examination.
   License fees can be viewed by visiting www.myfloridacfo.com/fees.htm


5. Status Notification: Once an application has been submitted, you may check your MyProfile account for the status of your application. Deficiencies will be listed under the pending license type.

• Per Florida PLE requirements, applicants are required to complete all of the lessons in the Prelicense education course sequentially before they can be issued a certificate of completion.
• Applicants must read each lesson and pass the end-of-chapter quizzes with a 70% or higher to proceed to the next lesson.

Passing Score: Applicants must pass the PLE final exam with a 70% or higher to receive a certificate of completion.

Exam Proctor Requirements: The PLE final exam does not require a proctor. Applicants will be required to complete an online affidavit at end of the course. The affidavit states that the applicant understands the course examination must be completed unassisted by any person, by the course materials, or by other materials.

WebCE provides online, printable certificates of completion in Florida. An applicant must meet Florida’s PLE requirements before a certificate of completion is issued.

Please note the Prelicense course is only valid for 4 years from completion date in order to be used to satisfy the prerequisite for application for licensure. Only 5 exam attempts for the same exam type within a 12 month period are allowed.

WebCE reports Prelicense course completions electronically to the Florida Division of Agent and Agency Services daily.

New residents who still hold an active license in their previous home state may not be required to complete Prelicense education as long as:

• Applicant is a resident of Florida
• Has held valid license for one year in his/her home state prior to applying for a Florida license
• The license applications and fees are submitted within 90 days of becoming a Florida resident
• To qualify for an exemption of the prelicensing educational requirement, your former home state must be reciprocal to Florida. Click here for a list of reciprocating states.

Please Note: That new residents will still have to take and pass the applicable exams unless the applicant holds the CLU designation.

Non-resident applicants who are in good standing in their resident state may apply by reciprocity and are exempt from the examination requirement.

Non-resident license candidates may obtain a Florida agent license, without having to complete the prelicense education requirement or take a license examination, as long as they are currently licensed as a resident and in good standing in their home state.

Apply Online: Click here to submit your license application online. Click here for the current fee schedule.

Materials Needed to Apply:

• License application
• Appropriate license application fees
• Completed fingerprint cards

Fingerprinting Process: The Florida Department of Insurance (FLDOI) has announced that non-resident applicants will now be able to utilize LiveScan fingerprint services through IdentoGo in more than 290 locations around the country. Applicants may enter their zip code on the fingerprint registration site to locate the nearest location to use this new option. Using the LiveScan method will reduce the fingerprint processing time compared to mailing paper fingerprint cards. Once fingerprinted at a LiveScan location, fingerprint results are typically received within 48-72 hours. If there isn't a LiveScan location close enough, applicants can still elect to have fingerprint cards mailed to them using the prior method.

To view more information about the Florida fingerprint process, please visit the FLDOI website at: https://www.myfloridacfo.com/Division/Agents/Licensure/Agents-Adjusters/fingerprinting.htm

To search for available LiveScan locations and register for fingerprinting, please visit http://www.L1enrollment.com/FLInsurance..

State required training for insurance producers that sell long-term care partnership products.

Initial Training
Hours: 8
Frequency: One-time training must be complete prior to selling LTC products.

Ongoing Training
Hours: 4
Frequency: Ongoing training must be completed every 2 calendar years following the completion of the initial training.

Additional Information