All Producers & Adjusters

24 CE hours total, including:

• Ethics: 3 CE hours

Life Settlement Brokers

24 CE hours total, including:

• Ethics: 3 CE hours
• Life Settlement: 3 CE hours
• Life Insurance: 3 CE hours

Licensees may take courses in any line of authority.

The last day of the licensee's birth month, every 2 years, based on odd/even birth year.

Courses cannot be repeated more than once in a 2 year license term.

Annuity Best Interest Training
Hours: 4
Frequency: One-time training must be complete before selling annuity products..

Effective January 1st, 2022, licensees who sell annuity products will need to complete an annuity course covering the NAIC Best Interest Standards.

• Licensees who have already completed a 4-hour annuity course prior to 1/1/2022 may complete a 1-hour annuity best interest course or complete the new 4-hour annuity best interest course. Licensees will only have until 6/30/2022 to be able to take the 1-hour course.
• Licensees who have not completed a 4-hour annuity course must take the annuity best interests course prior to selling annuities.

Non-residents who have completed training including the NAIC Best Interest Standards in another state with laws similar to Kentucky law will be deemed compliant with this requirement.

Annuity Training Information

Initial Training
Hours: 8
Frequency: One-time training must be complete prior to selling LTCP products.

Ongoing Training
Hours: 4
Frequency: Ongoing training must be completed every license period, following the initial training requirement.

Residents and non-residents who satisfy the training requirements of another state with laws similar to Kentucky's law will be compliant with the requirement.

LTC Training Information

NFIP Flood Training
Hours: 3
Frequency: One-time training must be complete prior to selling flood insurance products.

Flood Training Information

A maximum of 12 hours may be carried over to the next renewal period. Excess hours in ethics will carry forward as general credit.

1. Electronic renewals will be available 90 days prior to the expiration date.
2. NIPR verifies compliance with the states CE requirement prior to allowing submission of a renewal application.
3. Complete renewal application and submit fees.

Renew online

• WebCE courses are classified as online self-study courses.
• Students must read through every chapter of the course material for each course before attempting a final exam.
• Self-study exams are open-book and do not require a monitor.
• Final exam passing score: 70%
• If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

12 months from the original date of purchase, unless otherwise posted on the course description page and student dashboard.

Twice every business day to the Kentucky Department of Insurance

Online PDF certificates of completion are available to print immediately after the course is completed. Licensees must keep a copy of each certificate of completion in his or her files for at least 5 years.

Non-resident licensees who meet CE requirements in their home state are not required to meet Kentucky CE requirements.

The following individuals are exempt from CE requirements:

• Producers who hold limited lines of authority under agent licenses
• Producers who have not been licensed for a full year by the CE compliance date
• Producers who hold a license for the sole purpose of receiving renewals or deferred commissions and providing the office with a support affidavit