State required training for insurance producers that sell annuity products.

Initial Training
Hours: 4
Frequency: One-time training must be complete prior to selling annuity products. Producers are also required to complete on an ongoing basis, company-sponsored, product-specific training, sponsored by the insurance company offering the product.

Additional Information

State required training for insurance producers that sell long-term care partnership products.

Initial Training
Hours: 8
Frequency: One-time training must be complete prior to selling LTCP products.

Ongoing Training
Hours: 4
Frequency: Ongoing training must be completed every license period, following the initial training requirement.

Additional Information

1. Prelicense Education: Complete 20 hours of pre-licensing training for each major line of authority.
2. Prelicense Certificate: Upon completion of the courses, fax or email the Certificate of Completion form, Form CPL-01, to Agent Licensing.
3. Apply for criminal background: Online at AOC Fast Check . The cost is $25, payable by credit card or electronic check. Fee is non-refundable. According to the Administrative Office of the Courts, the processing time for background requests submitted on a paper form currently has a 21-day processing time.
4. License Application: Complete and submit the electronic application through NIPR.
5. Financial Responsibility: File proof of financial responsibility (legal liability) with the Department of Insurance.
6. Schedule Exam: Once we have received and processed all requested information, you may track the status of the application and schedule your examination through Agent Licensing FAQ’s, revised 06/09/2010 Page 2 a secure eServices account. https://insurance.ky.gov/doieservices/.

• Paper applications are processed within five to seven business days from the day of receipt in the DOI.
• Licensing exams are provided by the Kentucky Department of Insurance. After you have received notification that your application has been processed, schedule your examination online by setting up an eServices account at https://insurance.ky.gov/doieservices/.

Per Kentucky PLE requirements, applicants are required to complete all of the lessons in the prelicense education course sequentially before they can be issued a certificate of completion.

The final exam is closed book, and no outside information may be used to complete the exam.

Exam Requirements: Self-study exams are closed book and do not require a monitor.

Passing Score: 70%

• WebCE provides online, printable certificates of completion in Kentucky. An applicant must meet Kentucky’s PLE requirements before a certificate of completion is issued. Certificates of completion are valid for 1 year.
• For quicker license application processing candidates should either fax a copy of their certificate of completion to the Kentucky Department of Insurance Agent Licensing section at 502-564-3384 or email to [email protected] .
  IMPORTANT: Certificates of completion must be signed before sending to the Kentucky Department of Insurance.

Next-Day Reporting: WebCE reports course completions to the Kentucky Department of Insurance every business day.

New residents who still hold an active license in their previous home state will not be required to complete prelicensing education or take the license examination as long as:

• The license being applied for is the same line of authority as in the previous state
• The change is within 90 days of surrender of previous resident state license
• Apply for a criminal background report online
• File proof of financial responsibility

Application Process: Complete Form 8301 (no fees are required if you currently hold a Kentucky non-resident license)
Criminal background check: Click here to submit your criminal background check online The fee for the background report is $15.00. When ordering the background check, select "licensing" in the category section and "department of insurance" in the group section. After you receive your background report, fax a copy to the Kentucky Department of Insurance Agent Licensing section at 502-564-3384 or email to [email protected].
Background reports are valid for 60 days from the date of issue. Note: If applying for a resident license after 90 days of the surrender of previous resident state license, there is no exemption from pre-licensing and examination in Kentucky.
Materials Needed to Apply: If you answered “yes” to any of the license application background questions, you may need to forward additional documentation to the Kentucky Department of Insurance at:
Kentucky Department of Insurance
500 Mero Street, 2 SE 11
Frankfort, KY 40601
Fax: 502-564-3384

Nonresident license candidates may obtain a Kentucky agent license, without having to complete the prelicensing education requirement or take a license examination, as long as they a currently hold an active license in their resident state for the same lines of authority for which they are applying.

Ways to Apply
Apply Online: Click here to submit your license application online
Kentucky Exam fee: Click here for a current fee schedule.
Fingerprinting Process: There are no fingerprint requirements in Kentucky.